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630 N Oak Ave, Bartow, FL 33830 Property Records

Polk County property record for 630 N Oak Ave, Bartow, FL 33830

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 1,856 sqft · built 2006
Lot Size0.204 acres (8,886 sqft)
OwnerCompany Name on File
Last Sale$39,100 (Apr 2014)
Tax Bill$3,390 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-05-384520-000210

Property Details

APN / Parcel Number

Primary APN25-30-05-384520-000210
Alternative APNs
  • 053025384520000210
  • 53025000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units2 Units
Stories1 Story
Building Area1,856 sqft Living Area
1st Floor Area1,856 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Architectural StyleDuplex Single
Lot Area8,886 sqft (0.204 acres)
Lot Dimensions113 ft deep x 80 ft wide
View / LotLake
Canopy48 sqft

Location & Zoning

Street Address630 N OAK AVE
CityBARTOW
StateFL
Zip33830-3800
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionVERDEE SUBDIVISION PB 70 PG 1 LOT 21
Legal Range25E
Legal Township30S
Legal Section05
Legal SubdivisionVERDEE SUBDIVISION
Legal Block2
Legal Lot Number21
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2006
Census Tract15000

Owner

630 N Oak Ave, a duplex, is owned by a company that bought it in April 2014.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address6214 SUMMERTIMES PLANTATION DR, BARTOW, FL 33830-2931
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
SOUTHSTATE BANK NA
Oct 9, 2020Deed of Trust, Mortgage
CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2014 · Amount on File
Deed SaleApr 9, 2014 · Amount on File
Prior SaleOct 25, 2004 · Amount on File
Deed Document Number201460889
Deed Book / Page9219 / 464
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address630 N OAK AVE, BARTOW, FL 33830-3800
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000277926
DateNov 24, 2025
Book Page13789/604
Instrument2025277926
Lender
NameSOUTHSTATE BANK NA
TypeBank
AddressBARTOW, FL 33830
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address630 N OAK AVE, BARTOW, FL 33830-3800
Document Number0114120811
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyRIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address630-640 N OAK AVE BARTOW FL 338303800, BARTOW, FL 33830-3800

Mortgage

Document Number0114120811
DateOct 14, 2020
Book Page011412/000811
Instrument216237
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 630 N Oak Ave was $3,390.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$191,235 (+1%)$216,216 (-) Land $9,300 Building $129,260
2025$3,390.00$173,850$216,216 Land $9,300 Building $129,959
2023$3,195.00 (+22.27%)$145,825 (+6.44%) Land $9,000 Building $136,825$145,825 (+6.44%) Land $9,000 Building $136,825
2022$2,613.00$137,000 Land $7,500 Building $129,500$137,000 Land $7,500 Building $129,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 N Oak Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1995–2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 N Oak Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier.

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