Chickasaw County property record for 630 N Locust Ave, New Hampton, IA 50659
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,512 sqft · built 1999 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (Sep 2017) |
| Tax Bill | $3,678 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10-07-1-26-099 |
| Primary APN | 19-10-07-1-26-099 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Basement Area | 1,512 sqft |
| Finished Basement | 1,075 sqft |
| Unfinished Basement | 437 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 241 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 630 N LOCUST AVE |
|---|---|
| City | NEW HAMPTON |
| State | IA |
| Zip | 50659-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 45' OF S 144' LOT 9 & N 3 RODS OF S 6 RODS LOT 9 OF IRREGULAR SURVEY NW1/4 NWFR1/4 & S 35' OF LOT 5 BLOCK 4 ZIPSE ADD |
| Legal Range | 12W |
| Legal Township | 95N |
| Legal Section | 07 |
| Legal Subdivision | ZIPSE ADD |
| Legal Block | 4 |
| Legal Lot Number | 5,9 |
| Jurisdiction | CHICKASAW IA |
| Township / Civil Division | NEW HAMPTON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 70400 |
630 N Locust Ave is owned and occupied by two individuals who bought it in September 2017.
Source: Chickasaw County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 630 N LOCUST AVE, NEW HAMPTON, IA 50659-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Sep 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2017 · Amount on File |
| Deed Sale | Sep 11, 2017 · Amount on File |
| Deed Document Number | 20171490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICKASAW IA |
| Recording Date | Jul 1, 2026 |
| Property Address | 630 N LOCUST AVE, NEW HAMPTON, IA 50659-1329 |
| Document Number | 0000001098 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261098 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 630 N LOCUST AVE, NEW HAMPTON, IA 50659-1329 |
| Document Number | 0000001098, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 20261098 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICKASAW IA |
| Property Address | 630 N LOCUST AVE, NEW HAMPTON, IA 50659-1329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230949 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023-0949 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICKASAW IA |
| Recording Date | Sep 11, 2017 |
| Property Address | 630 N LOCUST AVE, NEW HAMPTON, IA 50659-1329 |
| Document Number | 20171490 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 2017-1490 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 630 N LOCUST AVE, NEW HAMPTON, IA 50659-1329 |
| Document Number | 20171491 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 2017-1491 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 630 N Locust Ave was $3,678 with a homeowner's exemption.
Source: Chickasaw County assessment roll, as of September 26, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Chickasaw County |
| Municipality | New Hampton City |
| Unified School District | New Hampton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,678.00 | $262,800 (-) Land $37,300 Building $225,500 | $262,800 (-) Land $37,300 Building $225,500 |
| 2025 | $3,678.00 (-1.08%) Homeowner's exemption | $262,800 Land $37,300 Building $225,500 | $262,800 Land $37,300 Building $225,500 |
| 2024 | $3,718.00 | ||
| 2023 | $245,700 Land $37,300 Building $208,400 | $245,700 Land $37,300 Building $208,400 | |
| 2022 | $3,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 630 N Locust Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 N Locust Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW HAMPTON WATER SUPPLY serves 3,494 people · EPA ID IA1970051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Butler-Bremer Mutual Telephone Company Fiber | 1,000 / 1,000 |
| New Hampton Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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