630 N Flagship Dr, Salem, SC 29676 Property Records

Oconee County property record for 630 N Flagship Dr, Salem, SC 29676

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,774 sqft · built 1996
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Apr 2023)
Tax Bill	$5,967 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-02-01-026`

Property Details

APN / Parcel Number

Primary APN	`099-02-01-026`
Alternative APN	`6025`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,774 sqft Living Area
1st Floor Area	1,996 sqft
Basement Area	1,778 sqft
Finished Basement	1 sqft
Unfinished Basement	1,778 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	20.2 ft deep x 10.9 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6025
Street Address	630 N FLAGSHIP DR
City	SALEM
State	SC
Zip	29676-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 A UNIT 17 KEOWEE KEY (.48 AC)
Legal Subdivision	KEOWEE KEY
Legal Block	1
Legal Lot Number	50
Legal Unit	17
Jurisdiction	OCONEE SC
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3013
Census Tract	30202

Owner

630 N Flagship Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Oconee County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	630 N FLAGSHIP DR, SALEM, SC 29676-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
May 4, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Deed Document Number	202313755
Deed Book / Page	2934 / 217
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	May 4, 2026
Property Address	630 N FLAGSHIP DR, SALEM, SC 29676-4108
Document Number	4837000329
Book / Page	4837 / 329
Instrument Date	Apr 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	630 N FLAGSHIP DR, SALEM, SC 29676-4108

Mortgage

Document Number	4837000329,
Date	May 4, 2026
Book Page	4837/329

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	May 4, 2026
Property Address	630 N FLAGSHIP DR, SALEM, SC 29676-4108
Document Number	004837/329
Book / Page	4837 / 329
Instrument Date	Apr 27, 2026
Instrument	2026329
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 N FLAGSHIP DR, SALEM, SC 29676-4108

Mortgage

Document Number	0000000329,
Date	May 4, 2026
Book Page	4837/329
Instrument	2026329

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	630 N FLAGSHIP DR, SALEM, SC 29676-4108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 N FLAGSHIP DR, SALEM, SC 29676-4108

Mortgage

Document Number	0000011553
Date	Mar 19, 2026
Book Page	4798/53
Instrument	11553

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	630 N FLAGSHIP DR, SALEM, SC 29676-4108
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004517/289
Date	Dec 19, 2023
Book Page	4517/289

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 630 N Flagship Dr was $5,967.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,967.00	$48,753 Land $18,748 Building $30,005	$1,218,820 Land $468,700 Building $750,120
2023		$27,517 Land $10,400 Building $17,117	$687,930 Land $260,000 Building $427,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 630 N Flagship Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 N Flagship Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEOWEE KEY UTILITY SYSTEM INC (3750023) private · serves 4,108 people · EPA ID SC3750023
Water Source	Purchased surface water from CITY OF SENECA
Last State Inspection	Dec 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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