630 Monte Oro St, Manteca, CA 95337 Property Records

San Joaquin County property record for 630 Monte Oro St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,686 sqft · built 2007
Lot Size	0.145 acres (6,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,000 (Sep 2014)
Tax Bill	$7,675 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224-410-280-000`

Property Details

APN / Parcel Number

Primary APN	`224-410-280-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,686 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,351 sqft (0.145 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	630 MONTE ORO ST
City	MANTECA
State	CA
Zip	95337-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT OF 224-021-27/TERRA BELLA
Legal Subdivision	TRACT #3323 TERRA BELLA
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1024
Census Tract	5137

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 MONTE ORO ST, MANTECA, CA 95337-8729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 25, 2019	Grant Deed, Transfer · Conventional with PMI HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2014 · Amount on Record
Deed Sale	Sep 10, 2014 · Amount on Record
Prior Sale	Sep 10, 2014 · Amount on Record
Deed Document Number	2014-089717
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	630 MONTE ORO ST, MANTECA, CA 95337-8729
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MONTE ORO ST, MANTECA, CA 95337-8729

Mortgage

Document Number	0000074978
Date	Jun 16, 2022
Instrument	2022-074978

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	630 MONTE ORO ST, MANTECA, CA 95337-8729
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MONTE ORO ST, MANTECA, CA 95337-8729

Mortgage

Document Number	0000147728
Date	Sep 3, 2021
Instrument	2021-147728

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 25, 2019
Property Address	630 MONTE ORO ST, MANTECA, CA 95337-8729
Document Number	0000066329
Instrument Date	Jun 21, 2019
Instrument	66329
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 LOCUST DR TRACY CA 953764320, TRACY, CA 95376-4320

Mortgage

Document Number	66330
Date	Jun 25, 2019
Instrument	66330

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,675.00 (+3.28%)	$550,504 (+4.04%) Land $133,860 Building $416,644
2023	$7,431.00 (+0.86%)	$529,129 Land $128,663 Building $400,466
2022	$7,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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