DeSoto County property record for 630 Millers Way, Nesbit, MS 38651
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,224 sqft · built 2022 |
| Lot Size | 0.517 acres (22,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,100 (Apr 2026) |
| Tax Bill | $2,374 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-08-7-25-21-0-00128-00 |
| Primary APN | 2-08-7-25-21-0-00128-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,224 sqft Adjusted Area |
| 1st Floor Area | 1,680 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Material | Shingle |
| Lot Area | 22,512 sqft (0.517 acres) |
| Street Address | 630 MILLERS WAY |
|---|---|
| City | NESBIT |
| State | MS |
| Zip | 38651-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | WINNINGHAM ESTATES SEC C LOT 128 |
| Legal Range | 008 |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WINNINGHAM ESTATES |
| Legal Lot Number | 128 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 70222 |
630 Millers Way is owned by two individuals who bought it in April 2026.
Source: DeSoto County records, as of May 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5673 BEDFORD LOOP E, SOUTHAVEN, MS 38672-7556 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Apr 20, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Dec 7, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on File |
| Deed Sale | Apr 20, 2026 · Amount on File |
| Prior Sale | May 25, 2022 |
| Deed Book / Page | 1026 / 6692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 630 MILLERS WAY, NESBIT, MS 38651-1032 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5740 GETWELL RD 8B, 8B, SOUTHAVEN, MS 38672-7361 |
| Investor | Possibly a Property Investor |
| Document Number | 005544/569 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 5544/569 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | May 5, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 20, 2026 |
| Property Address | 630 MILLERS WAY, NESBIT, MS 38651-1032 |
| Document Number | 1026006692 |
| Book / Page | 1026 / 6692 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5673 BEDFORD LOOP E, SOUTHAVEN, MS 38672-7556 |
| Document Number | 5663041525, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 5663/41525 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 7, 2022 |
| Property Address | 630 MILLERS WAY, NESBIT, MS 38651-1032 |
| Document Number | 001019/742 |
| Book / Page | 1019 / 742 |
| Map Reference | MB 141 PG 12 |
| Instrument Date | Nov 21, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5740 GETWELL RD # RD8B, RD8B, SOUTHAVEN, MS 38672-6346 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 630 MILLERS WAY, NESBIT, MS 38651-1032 |
| Document Number | 0000564450 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 5644/50 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 630 Millers Way was $2,374.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,374.00 | $22,956 Land $3,000 Building $19,956 | $229,558 Land $30,000 Building $199,558 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 630 Millers Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 Millers Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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