630 McClay Rd, Novato, CA 94947 Property Records

Marin County property record for 630 McClay Rd, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,577 sqft · built 1988
Lot Size	0.968 acres (42,201 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,181 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146-090-16`

Property Details

APN / Parcel Number

Primary APN	`146-090-16`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,577 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	42,201 sqft (0.968 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	630 MCCLAY RD
City	NOVATO
State	CA
Zip	94947-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP J4 525
Legal Subdivision	PARCEL MAP LANDS OF THOMAS J KEENA ET UX
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3003
Census Tract	103200

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 MCCLAY RD, NOVATO, CA 94947-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 20, 2019
Transfer Doc	0000034737
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	630 MCCLAY RD, NOVATO, CA 94947-3806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MCCLAY RD, NOVATO, CA 94947-3806

Mortgage

Document Number	0000043283
Date	Sep 16, 2020
Instrument	2020-0043283

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Sep 20, 2019
Property Address	630 MCCLAY RD, NOVATO, CA 94947-3806
Document Number	0000034737
Instrument Date	Sep 20, 2019
Instrument	34737
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	630 MCCLAY RD NOVATO CA 949473806, NOVATO, CA 94947-3806

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Sep 20, 2019
Property Address	630 MCCLAY RD, NOVATO, CA 94947-3806
Document Number	0000034736
Instrument Date	Sep 20, 2019
Instrument	34736
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MCCLAY RD NOVATO CA 949473806, NOVATO, CA 94947-3806

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$523,784 (+2%) Land $133,337 Building $390,447
2025	$7,181.00 (+3.83%) Homeowner's exemption	$513,517 (+4.04%) Land $130,724 Building $382,793
2023	$6,916.00 (+2.57%) Homeowner's exemption	$493,578 Land $125,648 Building $367,930
2022	$6,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	24 (1982–2023)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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