630 Maxwell St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 630 Maxwell St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1954
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$118,500 (Oct 2024)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-21-409-007`

Property Details

APN / Parcel Number

Primary APN	`8913-21-409-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	630 MAXWELL ST
City	WATERLOO
State	IA
Zip	50701-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KREBS ADDITION S 1/2 LOT 16 BLK 3 LOT 17 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	KREBS ADDITION
Legal Block	3
Legal Lot Number	16,17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1011
Census Tract	1503

Owner

630 Maxwell St is owned and occupied by an individual who bought it in October 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	630 MAXWELL ST, WATERLOO, IA 50701-2031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on File
Deed Sale	Oct 3, 2024 · Amount on File
Prior Sale	Oct 3, 2023 · Amount on File
Deed Document Number	20244552
Prior Transfer Date	Jan 29, 2016
Prior Transfer Doc	0000013792
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 3, 2023
Property Address	630 MAXWELL ST, WATERLOO, IA 50701-2031
Document Number	202400004552
Instrument Date	Sep 14, 2023
Instrument	202400004552
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.80
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MAXWELL ST, WATERLOO, IA 50701-2031

Mortgage

Document Number	202400004553
Date	Oct 3, 2023
Instrument	202400004553

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Mortgage

Document Number	202400004554
Date	Oct 3, 2023
Instrument	202400004554

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 630 Maxwell St was $2,624, down 3.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00 (-3.24%)	$128,620 Land $21,830 Building $106,790	$128,620 Land $21,830 Building $106,790
2024	$2,712.00
2023		$127,450 (+35.74%) Land $21,830 Building $105,620	$127,450 Land $21,830 Building $105,620
2022	$2,062.00	$93,890 Land $21,830 Building $72,060
2021			$93,890 Land $21,830 Building $72,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Maxwell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Maxwell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on Maxwell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures