630 Marcella Ave, Cheney, WA 99004 Property Records

Spokane County property record for 630 Marcella Ave, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,965 sqft · built 2004
Lot Size	0.174 acres (7,598 sqft)
Owner	2 Individual Names on File
Last Sale	$436,000 (Jul 2024)
Tax Bill	$4,340 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13122.0515`

Property Details

APN / Parcel Number

Primary APN	`13122.0515`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	1,185 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,598 sqft (0.174 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	225 sqft
Patio Area	36 sqft
Canopy	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	630 MARCELLA AVE
City	CHENEY
State	WA
Zip	99004-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHENEY GOLDEN HILLS PUD PHASE 2 LOT 15 BLK 2
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY GOLDEN HILLS PUD PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	15
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4017
Census Tract	14002

Owner

630 Marcella Ave is owned by two individuals who bought it in July 2024.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 879, APO, AE 09459
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHENEY FCU
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage INLAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	Apr 30, 2021 · Amount on File
Deed Document Number	20247363010
Prior Transfer Date	Oct 12, 2012
Prior Transfer Doc	0006138905
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 30, 2021
Property Address	630 MARCELLA AVE, CHENEY, WA 99004-8649
Document Number	0007068776
Map Reference	VOL 24 PG 36
Instrument Date	Apr 23, 2021
Instrument	7068776
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	630 MARCELLA AVE, CHENEY, WA 99004-8649

Mortgage

Document Number	0007068777
Date	Apr 30, 2021
Instrument	7068777

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	630 MARCELLA AVE, CHENEY, WA 99004-8649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006573491
Date	Jan 24, 2017
Instrument	6573491

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	630 MARCELLA AVE, CHENEY, WA 99004-8649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006888644
Date	Feb 3, 2020
Instrument	6888644

Lender

Name	CHENEY FCU
Type	Credit Union
Address	CHENEY, WA 99004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 8, 2017
Property Address	630 MARCELLA AVE, CHENEY, WA 99004-8649
Document Number	0006628193
Map Reference	VOL24 PG36
Instrument Date	Aug 7, 2017
Instrument	6628193
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,277.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MARCELLA AVE, CHENEY, WA 99004-8649

Mortgage

Document Number	0006628194
Date	Aug 8, 2017
Instrument	6628194

Lender

Name	INLAND MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 630 Marcella Ave was $4,340, up 8.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,340.00 (+8.45%)	$404,600 Land $110,000 Building $294,600	$404,600 Land $110,000 Building $294,600
2025	$4,002.00
2024		$372,900 (+40.29%) Land $70,000 Building $302,900	$372,900 (+40.29%) Land $70,000 Building $302,900
2023	$3,123.00 (+6.01%)	$265,800 Land $55,000 Building $210,800	$265,800 Land $55,000 Building $210,800
2022	$2,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Marcella Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Marcella Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Wired or Wireless Fixed Wireless	200 / 40

May also be available: CenturyLink, T-Mobile, Verizon.

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