630 Main St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 630 Main St, Watsonville, CA 95076

Property Summary

Property Type	Bank, Financial Building
Details	5,706 sqft · built 1970
Lot Size	0.82 acres (35,719 sqft)
Owner	Company Name on File
Last Sale	$1,150,000 (Apr 2010)
Tax Bill	$24,599 (2025)
Flood Zone	Zone X (minimal risk)
APN	`018-151-36`

Property Details

APN / Parcel Number

Primary APN	`018-151-36`
Alternative APN	`018-151-36-000`

Interior

Stories	2 Stories
Building Area	5,706 sqft Gross Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	35,719 sqft (0.82 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	630 MAIN ST
City	WATSONVILLE
State	CA
Zip	95076-4352
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	110302

Owner

Source: Santa Cruz County records · APN 018-151-36

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1111 POLARIS PKWY, 1J, COLUMBUS, OH 43240-2031
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2010 · Amount on Record
Deed Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	201016355
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,001,797 (+34.85%) Land $908,484 Building $1,093,313
2025	$24,599.00 (+14.89%)	$1,484,450 (+4.04%) Land $890,670 Building $593,780
2023	$21,410.00 (+12.52%)	$1,426,808 Land $856,085 Building $570,723
2022	$19,028.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Internet Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Radiate Holdings, Verizon.

Based on FCC filings for 470 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WATSONVILLE serves 65,231 people
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.