630 Main Ave, Mulberry, FL 33860 Property Records

Polk County property record for 630 Main Ave, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,394 sqft · built 1925
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Mar 2024)
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-31-11-157000-015140`

Property Details

APN / Parcel Number

Primary APN	`23-31-11-157000-015140`
Alternative APNs	`113123157000015140` `13123000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2020
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	390 sqft
Porch	Unfinished Open Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	630 MAIN AVE
City	MULBERRY
State	FL
Zip	33860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BRADLEY JUNCTION PB 3 PG 9 & PB 2 PG 39 48 BLK 15 LOTS 14 TO 16
Legal Range	23E
Legal Township	31S
Legal Section	11
Legal Subdivision	BRADLEY JUNCTION
Legal Tract	157000
Legal Block	15
Legal Lot Number	14-16
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1059
Census Tract	16100

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 214, BRADLEY, FL 33835-0214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 31, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Apr 29, 2022	Warranty Deed, Transfer SMART TITLE II LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	202453054
Deed Book / Page	13031 / 550
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 6, 2024
Property Address	630 MAIN AVE, MULBERRY, FL 33860
Document Number	0000053054
Book / Page	13031 / 550
Map Reference	MB 2 PG 48
Instrument Date	Feb 29, 2024
Instrument	2024053054
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 ROBERT JAMES DR, VALRICO, FL 33594-3137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MAIN AVE, MULBERRY, FL 33860

Mortgage

Document Number	0013031552
Date	Mar 6, 2024
Instrument	13031/552

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 31, 2022
Property Address	630 MAIN AVE, MULBERRY, FL 33860
Document Number	0000236624
Book / Page	12400 / 888
Map Reference	MB 2 PG 48
Instrument Date	Aug 30, 2022
Instrument	2022236624
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 105, 1925, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MAIN AVE, MULBERRY, FL 33860

Mortgage

Document Number	0012400889
Date	Aug 31, 2022
Instrument	12400/889

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 29, 2022
Property Address	630 MAIN AVE, MULBERRY, FL 33860
Document Number	0000116526
Book / Page	12231 / 468
Map Reference	MB 2 PG 48
Instrument Date	Apr 26, 2022
Instrument	2022116526
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount Recorded
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8355 BETHIEHEM RD, 8355, MULBERRY, FL 33860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MAIN AVENUE, MULBERRY, FL 33860
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,906 (-3.7%) Land $22,727 Building $178,179	$200,906 (-3.7%) Land $22,727 Building $178,179
2025	$2,189.00 (+90.02%)	$208,616 (+156.78%) Land $22,727 Building $185,889	$208,616 (+156.78%) Land $22,727 Building $185,889
2024	$1,152.00 (+17.31%)
2023	$982.00 (-55.12%) Homeowner's exemption	$81,244 (-46.99%) Land $16,136 Building $65,108	$81,244 (-46.99%) Land $16,136 Building $65,108
2022	$2,188.00	$153,275 Land $1,969 Building $151,306	$153,275 Land $1,969 Building $151,306

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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