630 Loretta Ter, #704, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 630 Loretta Ter, #704, Plainfield, NJ 07062

Property Summary

Property Type	Exempt (Full or Partial)
Details	875 sqft · built 1951
Lot Size	0.227 acres (9,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,900 (Dec 1982)
Deeds & Mortgages	Jul 2019 Loan Modification May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00918-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`12-00918-0000-00014`
Alternative APNs	`120091800014` `10563000`

Interior

Units	2 Units
Stories	1 Story
Building Area	875 sqft Gross Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	9,890 sqft (0.227 acres)
Lot Dimensions	105 ft deep x 5 ft wide

Location & Zoning

Account Number	10563000
Street Address	630 LORETTA TER, 704
City	PLAINFIELD
State	NJ
Zip	07062-2102
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: DISABLED VETERAN/FACILITY NAME: DISABLED VET
Legal Block	918
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1003
Census Tract	39100

Owner

Source: Union County and Plainfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 LORETTA TER, PLAINFIELD, NJ 07062-2102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Loan Modification, Mortgage PENNYMAC
May 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 1982 · Amount on Record
Deed Sale	Dec 23, 1982 · Amount on Record
Deed Book / Page	3310 / 193
Record Updated	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	630 LORETTA TER # 704, 704, PLAINFIELD, NJ 07062-2102
Document Number	0145742659
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630-70 4 LORETTA TER PLAINFIELD NJ 07062, PLAINFIELD, NJ 07062

Mortgage

Document Number	0145742659
Date	Jul 16, 2019
Book Page	014574/002659
Instrument	675492

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

Interest

Rate	4.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	630 LORETTA TER # 704, 704, PLAINFIELD, NJ 07062-2102
Document Number	0145733049
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 LORETTA TER #704 PLAINFIELD NJ 070622102, 704, PLAINFIELD, NJ 07062-2102

Mortgage

Document Number	0145733049
Date	Jul 12, 2019
Book Page	014573/003049
Instrument	675350

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$113,800 (-) Land $56,300 Building $57,500	$113,800 (-) Land $56,300 Building $57,500
2025	$113,800 (-) Land $56,300 Building $57,500	$113,800 (-) Land $56,300 Building $57,500
2023	$113,800 Land $56,300 Building $57,500	$113,800 Land $56,300 Building $57,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1996–2025)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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