630 Lavender St, Monroe, MI 48162 Property Records

Monroe County property record for 630 Lavender St, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1957
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`55-69-01479-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-01479-000`
Alternative APN	`55 690 147 90`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	202 ft deep x 90 ft wide
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	16 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	630 LAVENDER ST
City	MONROE
State	MI
Zip	48162-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COMM 372.06 FT N 20D E FR INT N LI LAVENDER PLAT WITH E LI LAVENDER ST; TH N 20D E 90.02 FT; TH S 69D 51M E 202.26 FT; TH S
Legal Subdivision	LAVENDER
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1000
Census Tract	831500

Owner

630 Lavender St is owned and occupied by an individual who acquired it in October 2016.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	630 LAVENDER ST, MONROE, MI 48162-2853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 13, 2016
Transfer Doc	0000023192
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 28, 2026
Property Address	630 LAVENDER ST, MONROE, MI 48162-2853
Document Number	0000007549
Instrument Date	Apr 21, 2026
Instrument	20267549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 LAVENDER ST, MONROE, MI 48162-2853

Mortgage

Document Number	0000007549,
Date	Apr 28, 2026
Instrument	20267549

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	630 LAVENDER ST, MONROE, MI 48162-2853
Document Number	0000010531
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 LAVENDER ST MONROE MI 481622853, MONROE, MI 48162-2853

Mortgage

Document Number	0000010531
Date	Jun 24, 2019
Instrument	10531

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 630 Lavender St was $2,650 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,800 (+11.39%) Land $96,800	$193,600 (+11.39%) Land $193,600
2025	$2,650.00 Homeowner's exemption	$86,900 Land $86,900	$173,800 Land $173,800
2023	$2,313.00 Homeowner's exemption	$66,760	$133,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Lavender St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1978–2023)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Lavender St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum, Verizon.

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