Stanly County property record for 630 Kemp Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2001 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jun 2023) |
| Tax Bill | $2,008 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 664004807788 |
| Primary APN | 664004807788 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1543874 |
|---|---|
| Street Address | 630 KEMP RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-8574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | HSE 630 KEMP RD LT 5 664020022 |
| Legal Subdivision | CALLOWAY SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 930300 |
630 Kemp Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 630 KEMP RD, ALBEMARLE, NC 28001-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer · USDA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 17, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Jun 17, 2020 · Amount on File |
| Deed Document Number | 2023459351 |
| Deed Book / Page | 1825 / 153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 30, 2023 |
| Property Address | 630 KEMP RD, ALBEMARLE, NC 28001-8574 |
| Document Number | 0000459351 |
| Book / Page | 1825 / 153 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 459351 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 EAST MAIN STREET, MOUNT GILEAD, NC 27306 |
| Name | Verified Name |
|---|---|
| Address | 166 IUBAL REEVES CIRCLE, LOCUST, NC 28097 |
| Document Number | 0000459352 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 459352 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 17, 2020 |
| Property Address | 630 KEMP RD, ALBEMARLE, NC 28001-8574 |
| Document Number | 0000420790 |
| Book / Page | 001703 / 001395 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 420790 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $297.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 KEMP RD ALBEMARLE NC 280018574, ALBEMARLE, NC 28001-8574 |
The 2026 property tax bill for 630 Kemp Rd was $2,008.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,008.00 | $179,368 Land $30,162 Building $149,206 | $179,368 Land $30,162 Building $149,206 |
| 2023 | $1,630.00 | $133,612 (-) Land $21,291 Building $112,321 | $133,612 (-) Land $21,291 Building $112,321 |
| 2022 | $1,630.00 | $133,612 Land $21,291 Building $112,321 | $133,612 Land $21,291 Building $112,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 630 Kemp Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 Kemp Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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