630 Julia St, Lansing, MI 48910 Property Records

Ingham County property record for 630 Julia St, Lansing, MI 48910

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,170 sqft · built 1924
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$184,500 (Jul 2026)
Tax Bill	$3,960 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-33-433-131`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-33-433-131`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	132 ft deep x 60.6 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	630 JULIA ST
City	LANSING
State	MI
Zip	48910-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 JULIA R LATHERS SUNNYSIDE SUB
Legal Subdivision	JULIA R LATHERS SUNNYSIDE
Legal Lot Number	44
Legal Unit	44
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	2
Census Block	2018
Census Tract	2800

Owner

630 Julia St is owned by an individual who bought it in July 2026.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2409 E JOLLY RD, LANSING, MI 48910-5719
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	202619508
Prior Transfer Date	Feb 12, 2018
Prior Transfer Doc	0000005507
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jul 16, 2026
Property Address	630 JULIA ST, LANSING, MI 48910-5428
Document Number	0000019508
Instrument Date	Jul 15, 2026
Instrument	202619508
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	GREATER TX TITLE, GREATER LANSING TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,758.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000019792,
Date	Jul 16, 2026
Instrument	202619792

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jul 10, 2023
Property Address	630 JULIA ST, LANSING, MI 48910-5428
Document Number	0000032054
Map Reference	LB 9 PG 11
Instrument Date	Jun 28, 2023
Instrument	2023-032054
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 JULIA ST, LANSING, MI 48910-5428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E POINTE LN APT A11, A11, EAST LANSING, MI 48823-1213

Mortgage

Document Number	0000032055
Date	Jul 10, 2023
Instrument	2023-032055

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000032056
Date	Jul 10, 2023
Instrument	2023-032056

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INGHAM MI
Recording Date	Feb 20, 2018
Property Address	630 JULIA ST, LANSING, MI 48910-5428
Document Number	0000005507
Instrument Date	Feb 12, 2018
Instrument	5507
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	630 JULIA ST LANSING MI 489105428, LANSING, MI 48910-5428

Tax Assessment & Valuation

The 2025 property tax bill for 630 Julia St was $3,960, up 3.1% from the year before.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,800 (+9.22%) Land $10,000 Building $65,800	$151,600 (+9.22%) Land $20,000 Building $131,600
2025	$3,960.00 (+3.07%) Homeowner's exemption	$69,400 Land $8,600 Building $60,800	$138,800 Land $17,200 Building $121,600
2024	$3,842.00
2023		$47,100 Land $8,600 Building $38,500	$94,200 Land $17,200 Building $77,000
2020	$2,047.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 630 Julia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 630 Julia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Metronet.

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