Monroe County property record for 630 E University St, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,632 sqft · built 1909 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Aug 2025) |
| Tax Bill | $8,230 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-58460-00 |
| Primary APN | 015-58460-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,632 sqft Living Area |
| 1st Floor Area | 2,632 sqft |
| Basement Area | 875 sqft |
| Unfinished Basement | 875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 2010 |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-58460-00 |
|---|---|
| Street Address | 630 E UNIVERSITY ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-4831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALLENDALE 1ST PT LOT 16 |
| Legal Subdivision | ALLENDALE FIRST ADDITION |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 301 |
630 E University St is owned and occupied by an individual who bought it in August 2025.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 630 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Aug 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Aug 9, 2018 | Warranty Deed, Transfer · Second Mortgage (Down Payment) FIRST OPTION MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Prior Sale | Aug 9, 2018 · Amount on File |
| Deed Document Number | 202554287 |
| Prior Transfer Date | Oct 26, 2009 |
| Prior Transfer Doc | 2009020103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 630 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4831 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020011125 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020011125 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 630 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4831 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019016962 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019016962 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 8, 2025 |
| Property Address | 630 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4831 |
| Document Number | 2025008930 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 2025008930 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 630 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4831 |
| Document Number | 2025008931 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 2025008931 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 630 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020011125 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020011125 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 9, 2018 |
| Property Address | 630 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4831 |
| Document Number | 2018010922 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 2018010922 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4831 |
| Document Number | 2018010924 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 2018010924 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2033 |
The 2025 property tax bill for 630 E University St was $8,230, down 5.2% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,230.00 (-5.16%) | $749,100 (-0.33%) Land $115,900 Building $633,200 | $749,100 (-0.33%) Land $115,900 Building $633,200 |
| 2024 | $8,678.00 | $751,600 (-6.77%) Land $115,900 Building $635,700 | $751,600 (-6.77%) Land $115,900 Building $635,700 |
| 2023 | $806,200 (+9.43%) Land $115,900 Building $690,300 | $806,200 (+9.43%) Land $115,900 Building $690,300 | |
| 2022 | $8,325.00 Homeowner's exemption | $736,700 Land $100,800 Building $635,900 | $736,700 Land $100,800 Building $635,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 630 E University St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 630 E University St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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