630 E South St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 630 E South St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,165 sqft · built 1891
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on File
Last Sale	$230,398 (Jul 2023)
Tax Bill	$583 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`099030004010011000`

Property Details

APN / Parcel Number

Primary APN	`099030004010011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	175 ft deep x 54 ft wide
Deck Area	90 sqft

Location & Zoning

Street Address	630 E SOUTH ST
City	MOUNT VERNON
State	MO
Zip	65712-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ST,E,630; E1/2 OF LT 23 & W15.5' OF LT 24 TARRANT'S ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	TARRANT'S ADDN
Legal Lot Number	23,24
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4020
Census Tract	470202

Owner

630 E South St is owned and occupied by two individuals who bought it in July 2023.

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	630 E SOUTH ST, MOUNT VERNON, MO 65712-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage MISSOURI MORTGAGE SERVICES LLC
Mar 10, 2021	Warranty Deed, Construction Loan · Construction Mortgage LEGACY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	Mar 10, 2021 · Amount on File
Deed Document Number	20233021
Deed Book / Page	459 / 2972
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 18, 2023
Property Address	630 E SOUTH ST, MOUNT VERNON, MO 65712-1224
Document Number	00459/2972
Book / Page	459 / 2972
Instrument Date	Jul 14, 2023
Instrument	2023003021
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 E SOUTH ST, MOUNT VERNON, MO 65712-1224

Mortgage

Document Number	0004592973
Date	Jul 18, 2023
Instrument	459/2973

Lender

Name	MISSOURI MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Mar 10, 2021
Property Address	630 E SOUTH ST, MOUNT VERNON, MO 65712-1224
Document Number	457/1364
Book / Page	457 / 1364
Instrument Date	Mar 5, 2021
Instrument	2021-00001367
Transaction Type	Construction Loan
Record Updated	Aug 2, 2021
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9293 LAWRENCE 1130, MOUNT VERNON, MO 65712

Mortgage

Document Number	4571367
Date	Mar 10, 2021
Instrument	457/1367

Lender

Name	LEGACY BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 630 E South St was $583, up 0.2% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,860 (-) Land $1,350 Building $10,510
2025	$583.00 (+0.17%)	$11,860 Land $1,350 Building $10,510	$57,000
2024	$582.00 (+8.79%)
2023	$535.00 (+6.79%)	$10,830 Land $1,350 Building $9,480	$57,000
2022	$501.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 630 E South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 E South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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