630 E Pole Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 630 E Pole Rd, Lynden, WA 98264

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,904 sqft · built 1948
Lot Size1.55 acres (67,518 sqft)
Owner2 Individual Names on Record
Last Sale$427,500 (Nov 2017)
Tax Bill$5,057 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN546783

Property Details

APN / Parcel Number

Primary APN546783
Alternative APNs
  • 390305 196094 0000
  • 101046

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,904 sqft Living Area
1st Floor Area3,040 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Architectural StyleOther
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area67,518 sqft (1.55 acres)
Garage Area1,728 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area140 sqft
Patio Area564 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number546783
Street Address630 E POLE RD
CityLYNDEN
StateWA
Zip98264-9024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionTR IN E 1/2 SW DAF-BEG AT NW COR OF S 10 ACRES OF E 1/2 SW-TH E 780 FT-TH N 40 FT TH W 20 FT-TH N 410 FT TO POB-TH W 260 FT-T
Legal Range03
Legal Township39
Legal Section05
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1049
Census Tract10701

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address630 E POLE RD, LYNDEN, WA 98264-9024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Nov 2, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 17, 2020Deed of Trust, Mortgage · Conventional with PMI
WHATCOM EDUCATIONAL CU
Nov 6, 2017Warranty Deed, Transfer · Conventional with PMI
WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2017 · Amount on Record
Deed SaleNov 6, 2017 · Amount on Record
Deed Document Number2017-1100675
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address630 E POLE RD, LYNDEN, WA 98264-9024
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000103483
DateJan 31, 2022
Instrument2022-0103483
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address630 E POLE RD, LYNDEN, WA 98264-9024
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001100164
DateNov 2, 2022
Instrument2022-1100164
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2042

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address630 E POLE RD, LYNDEN, WA 98264-9024
Document Number2200903641
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address630 E POLE RD LYNDEN WA 982649024, LYNDEN, WA 98264-9024

Mortgage

Document Number2200903641
DateSep 22, 2020
Instrument903641
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueSep 21, 2035

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateNov 6, 2017
Property Address630 E POLE RD, LYNDEN, WA 98264-9024
Document Number2171100675
Instrument DateOct 24, 2017
Instrument1100675
Transaction TypeTransfer
Record UpdatedDec 7, 2017
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,614.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address630 E POLE RD LYNDEN WA 982649024, LYNDEN, WA 98264-9024

Mortgage

Document Number2171100676
DateNov 6, 2017
Instrument1100676
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98225
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 5, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictLynden School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,057.00 (+24.9%)$626,730 (+16.68%) Land $295,179 Building $331,551$626,730 (+16.68%) Land $295,179 Building $331,551
2022$537,139 Land $240,733 Building $296,406$537,139 Land $240,733 Building $296,406
2021$4,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims11 (1995–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 3 claims
  • Severe Storms, High Wind, And Flooding, Nov 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLE ROAD WATER ASSOCIATION
private · serves 1,960 people · EPA ID WA5368350
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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