Monroe County property record for 630 E Empire Mill Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,403 sqft · built 1991 |
| Lot Size | 4.58 acres (199,505 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,099 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-17260-05 |
| Primary APN | 014-17260-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,403 sqft Living Area |
| 1st Floor Area | 1,966 sqft |
| Attic | Attic |
| Attic Area | 874 sqft |
| Family Room | Family Room |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 199,505 sqft (4.58 acres) |
| Garage Type | Mixed |
| Garage Area | 3,964 sqft |
| Parking Spaces | 13 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 014-17260-05 |
|---|---|
| Street Address | 630 E EMPIRE MILL RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ER |
| Legal Description | PT NE SE 32-8-1W 4.58A |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1501 |
Source: Monroe County records · APN 014-17260-05
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 630 E EMPIRE MILL RD, BLOOMINGTON, IN 47401-9273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BEDFORD FEDERAL SAVINGS BANK MAIN |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS AND MECHANICS FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 630 E EMPIRE MILL RD, BLOOMINGTON, IN 47401-9273 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 632 E EMPIRE MILL RD, BLOOMINGTON, IN 47401-9273 |
| Document Number | 2026000997 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 2026000997 |
| Name | BEDFORD FEDERAL SAVINGS BANK MAIN |
|---|---|
| Address | 1030 15TH ST, BEDFORD, IN 47421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 5-Year CMT |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 630 E EMPIRE MILL RD, BLOOMINGTON, IN 47401-9273 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020008194 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 2020008194 |
| Name | FARMERS AND MECHANICS FSB |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47404 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2030 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,099.00 (-3.36%) | $285,200 (+3.03%) Land $67,900 Building $217,300 | $285,200 (+3.03%) Land $67,900 Building $217,300 |
| 2024 | $2,172.00 (-6.18%) | ||
| 2023 | $276,800 (+3.94%) Land $54,300 Building $222,500 | $276,800 (+3.94%) Land $54,300 Building $222,500 | |
| 2022 | $2,315.00 | $266,300 Land $52,900 Building $213,400 | $266,300 Land $52,900 Building $213,400 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · Severe Storms, Tornadoes And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Holding Company Fiber | 1,000 / 1,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 5 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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