Branch County property record for 630 E Chicago St, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 37,758 sqft · built 1998 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,700,000 (Feb 2019) |
| Tax Bill | $67,157 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-740-00 |
| Primary APN | 301-000-000-740-00 |
|---|
| Building Area | 37,758 sqft Building Perimeter |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 109,336 sqft (2.51 acres) |
| Street Address | 630 E CHICAGO ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-2028 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM AT W 1/4 COR SEC 23 TH E ALG E & W 1/4 LI SEC 23 DIST OF 1060.08 FT TO BEG TH N 00DEG 58MIN 18SEC W 367.44 FT TH E PAR WI |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 951400 |
Source: Branch County records · APN 301-000-000-740-00
Assessment roll updated July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 603 E CHICAGO ST, COLDWATER, MI 49036-2030 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Feb 15, 2019 | Warranty Deed, Transfer · Commercial Mortgage COASTALSTATES BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | Aug 09, 2016 · Amount on Record |
| Deed Document Number | 2019822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 03, 2026 |
| Property Address | 630 E CHICAGO ST, COLDWATER, MI 49036-2028 |
| Document Number | 0000004850 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20264850 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000004763, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 20264763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0000004945, |
|---|---|
| Date | Aug 07, 2026 |
| Instrument | 20264945 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 23, 2051 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 29, 2026 |
| Property Address | 630 E CHICAGO ST, COLDWATER, MI 49036-2028 |
| Document Number | 0000004763 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20264763 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 630 E CHICAGO ST, COLDWATER, MI 49036-2028 |
| Document Number | 0000004763, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20264763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Feb 15, 2019 |
| Property Address | 630 E CHICAGO ST, COLDWATER, MI 49036-2028 |
| Document Number | 201900822 |
| Instrument Date | Feb 04, 2019 |
| Instrument | 2019-00822 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 179 TIFFANY LN, BATTLE CREEK, MI 49015-9335 |
| Document Number | 201900823 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019-00823 |
| Name | COASTALSTATES BANK |
|---|---|
| Type | Bank |
| Address | HILTON HEAD ISLAND, SC 29928 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,386,100 (+18.06%) | $4,772,200 (+18.06%) | |
| 2025 | $67,157.00 (+3.49%) | $2,021,100 | $4,042,200 |
| 2024 | $64,890.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
Based on FCC filings for 32 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER serves 13,822 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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