630 E 4th St, Monticello, MN 55362 Property Records

Wright County property record for 630 E 4th St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,708 sqft · built 1995
Lot Size	0.539 acres (23,479 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,474 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`155-015-038010`

Property Details

APN / Parcel Number

Primary APN	`155-015-038010`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	564 sqft
Finished Basement	564 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	23,479 sqft (0.539 acres)
Garage Type	Attached
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	630 E 4TH ST
City	MONTICELLO
State	MN
Zip	55362-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO LOT 1, BLOCK 38, TOWNSITE OF LOWER MONTICELLO, WRIGHT COUNTY MINNESOTA, ACCORDING
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTICELLO
Legal Block	38
Legal Lot Number	1-3
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1026
Census Tract	100205

Owner

Source: Wright County records · APN 155-015-038010

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	630 E 4TH ST, MONTICELLO, MN 55362-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	630 E 4TH ST, MONTICELLO, MN 55362-8518
Document Number	0001358514
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	630 4TH # MONTICELLO MN 55362, MONTICELLO, MN 55362

Mortgage

Document Number	0001358514
Date	Nov 21, 2017
Instrument	1358514

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,474.00 (+25.18%)	$391,700 (-5.09%) Land $96,700 Building $295,000	$391,700 (-5.09%) Land $96,700 Building $295,000
2025		$412,700 (+9.3%) Land $95,000 Building $317,700	$412,700 (+9.3%) Land $95,000 Building $317,700
2023	$3,574.00 (+12.46%)	$377,600 Land $85,000 Building $292,600	$377,600 Land $85,000 Building $292,600
2022	$3,178.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
City of Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Uniti Group.

Based on FCC filings for 207 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Monticello serves 15,087 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.