630 Cottage Ln, Corolla, NC 27927 Property Records

Currituck County property record for 630 Cottage Ln, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,010 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Mar 2022)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9944-13-2463`

Property Details

APN / Parcel Number

Primary APN	`9944-13-2463`
Alternative APNs	`117C00000130000` `000163171` `9944-13`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,010 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,792 sqft (0.11 acres)
Pool Area	189 sqft
Patio Area	747 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000163171
Street Address	630 COTTAGE LN
City	COROLLA
State	NC
Zip	27927-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 13 CURRITUCK COTTAGES, CURRITUCK CLUB PH 11
Legal Subdivision	CURRITUCK COTTAGES
Legal Phase	11
Legal Tract	1
Legal Lot Number	13
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1117
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Currituck County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 8333, KITTY HAWK, NC 27949-8333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 8, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Document Number	2022373945
Deed Book / Page	1683 / 438
Prior Transfer Date	Jun 30, 2014
Prior Transfer Doc	0012950225
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 7, 2022
Property Address	630 COTTAGE LN, COROLLA, NC 27927-2226
Document Number	0016830438
Book / Page	1683 / 438
Map Reference	CAB J PG 55&56
Instrument Date	Mar 2, 2022
Instrument	373945
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 COTTAGE LN, COROLLA, NC 27927-2226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8333 320, COROLLA, NC 27927

Mortgage

Document Number	0000373946
Date	Mar 7, 2022
Instrument	373946

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 8, 2020
Property Address	630 COTTAGE LN, COROLLA, NC 27927-2226
Document Number	0015290450
Book / Page	1529 / 450
Map Reference	CAB J PG 55&56
Instrument Date	Apr 8, 2020
Instrument	350413
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 BELL AVE, 1700, KILL DEVIL HILLS, NC 27948-7926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 NIGHT HERON CT, COROLLA, NC 27927-9549

Mortgage

Document Number	0015290452
Date	Apr 8, 2020
Book Page	1529/452
Instrument	350414

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,668.00 (+0.44%)	$435,800 (-) Land $50,000 Building $385,800
2024	$3,652.00 (+11.61%)	$435,800 (-) Land $50,000 Building $385,800
2023	$3,272.00 (+23.1%)	$435,800 (-) Land $50,000 Building $385,800	$435,800 (-) Land $50,000 Building $385,800
2022	$2,658.00	$435,800 Land $50,000 Building $385,800	$435,800 (-) Land $50,000 Building $385,800
2021			$435,800 Land $50,000 Building $385,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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