630 Commerce St, Townsend, DE 19734 Property Records

New Castle County property record for 630 Commerce St, Townsend, DE 19734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1975
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Mar 2020)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-003.00-032`

Property Details

APN / Parcel Number

Primary APN	`25-003.00-032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	177 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	630 COMMERCE ST
City	TOWNSEND
State	DE
Zip	19734-7716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	25R2
Legal Description	BEG AT POINT ON WLY SIDE OF COMMERCE ST
Legal Subdivision	TOWNSEND
Legal Lot Number	-
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3012
Census Tract	16806

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Townsend Historic District listed 1986 · 223 contributing resources · NRIS 86001029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 190, TOWNSEND, DE 19734-0190
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC
Sep 28, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 7, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202023327
Record Updated	Jun 8, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Mar 23, 2020
Property Address	630 COMMERCE ST, TOWNSEND, DE 19734-7716
Document Number	0000023327
Instrument Date	Mar 10, 2020
Instrument	20200323-0023327
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 S MAIN ST, 14, MIDDLETOWN, DE 19709-9736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 COMMERCE ST, TOWNSEND, DE 19734-7716

Mortgage

Document Number	0000023330
Date	Mar 23, 2020
Instrument	20200323-0023330

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 28, 2018
Property Address	630 COMMERCE ST, TOWNSEND, DE 19734-7716
Document Number	0000049458
Instrument Date	Jul 11, 2018
Instrument	49458
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,675.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 S MAIN ST MIDDLETOWN DE 197099736, MIDDLETOWN, DE 19709-9736

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jul 7, 2017
Property Address	630 COMMERCE ST, TOWNSEND, DE 19734-7716
Document Number	0000034041
Instrument Date	Jun 19, 2017
Instrument	34041
Transaction Type	Foreclosure
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$121.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	600 WASHINGTON BLVD STAMFORD CT 069013726, STAMFORD, CT 06901-3726

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Townsend Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (+68.22%)	$244,700 (+669.5%) Land $59,400 Building $185,300
2024			$239,580
2023	$985.00	$31,800 Land $4,400 Building $27,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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