Cabarrus County property record for 630 Cold Springs Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,562 sqft · built 1954 |
| Lot Size | 5.12 acres (223,027 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,692 (2023) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5640 96 6584 |
| Primary APN | 5640 96 6584 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 3,724 sqft |
| 1st Floor Area | 1,562 sqft |
| Basement Area | 1,794 sqft |
| Unfinished Basement | 1,794 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 223,027 sqft (5.12 acres) |
| Lot Width | 294 ft Width |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 368 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Storage Building | 396 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 119405 |
|---|---|
| Street Address | 630 COLD SPRINGS RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-7235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | WEST SIDE COLD SPRINGS RD |
| Legal Subdivision | LAKE LYNN LODGE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 40502 |
Source: Cabarrus County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 680 COLD SPRINGS RD, CONCORD, NC 28025-7235 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 5, 2017 |
| Transfer Doc | 0012767212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 15, 2026 |
| Property Address | 630 COLD SPRINGS RD, CONCORD, NC 28025-7235 |
| Document Number | 0000016790 |
| Book / Page | 18084 / 83 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202616790 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 680 COLD SPRINGS RD, CONCORD, NC 28025-7235 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,640 (-) Land $122,570 Building $191,070 | ||
| 2025 | $313,640 (+52.03%) Land $122,570 Building $191,070 | ||
| 2024 | $313,640 (+52.03%) Land $122,570 Building $191,070 | ||
| 2023 | $1,692.00 | $206,300 Land $83,870 Building $122,430 | $206,300 Land $83,870 Building $122,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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