630 Cherry Trace Dr, Richmond, KY 40475 Property Records

Madison County property record for 630 Cherry Trace Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,176 sqft
Owner	Individual Name on File
Last Sale	$216,000 (Feb 2022)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0053-0002-0074`

Property Details

APN / Parcel Number

Primary APN	`0053-0002-0074`
Alternative APNs	`124499` `87436` `54057`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54057
Street Address	630 CHERRY TRACE DR
City	RICHMOND
State	KY
Zip	40475-8478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY TRACE LOT 74
Legal Subdivision	CHERRY TRACE
Legal Phase	2
Legal Block	2
Legal Lot Number	74
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3000
Census Tract	10104

Owner

Source: Madison County records · APN 0053-0002-0074

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	630 CHERRY TRACE DR, RICHMOND, KY 40475-8478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 08, 2022 · Amount on Record
Deed Sale	Feb 08, 2022 · Amount on Record
Prior Sale	Jan 05, 2005 · Amount on Record
Deed Document Number	2014076166
Deed Book / Page	D818 / 190
Record Updated	Jun 08, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 08, 2022
Property Address	630 CHERRY TRACE DR, RICHMOND, KY 40475-8478
Document Number	00D818/190
Book / Page	D818 / 190
Map Reference	MB 13 PG 149
Instrument Date	Feb 01, 2022
Instrument	2014076166
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3052 FEATHERSTONE DR, 3052, BURLINGTON, KY 41005-9588

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	630 CHERRY TRACE DR, RICHMOND, KY 40475-8478

Mortgage

Document Number	2014076167
Date	Feb 08, 2022
Instrument	2014076167

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (-2.82%) Additional exemption filed	$216,000 (-)	$216,000 (-)
2023	$2,095.00	$216,000	$216,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2014–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 101 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.