630 Centre St, Sauk Centre, MN 56378 Property Records

Stearns County property record for 630 Centre St, Sauk Centre, MN 56378

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1981
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2022)
Tax Bill	$3,096 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94-58814-0000`

Property Details

APN / Parcel Number

Primary APN	`94-58814-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,210 sqft
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	630 CENTRE ST
City	SAUK CENTRE
State	MN
Zip	56378-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E100' OF N150' OF LOT 9 BLK 9 ROBBIN'S & MENDENHALL'S SECTION 16 TOWNSHIP 126 RANGE 034 ROBBIN'S & MENDENHALL'S SECTION 16
Legal Range	34W
Legal Township	126
Legal Section	16
Legal Subdivision	ROBBINS MENDENHALLS
Legal Block	9
Legal Lot Number	9
Jurisdiction	STEARNS MN
Township / Civil Division	SAUK CENTRE
Census Block Group	4
Census Block	4032
Census Tract	11500

Owner

Source: Stearns County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 11, 2022	Warranty Deed, Transfer MISC COMPANY
Mar 30, 2020	Warranty Deed, Transfer
Oct 1, 2018	Warranty Deed, Transfer
May 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	20221476869
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 15, 2026
Property Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709
Document Number	0001711390
Instrument Date	Apr 14, 2026
Instrument	20261711390
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MAIN STREET TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709

Mortgage

Document Number	0001711390,
Date	Apr 15, 2026
Instrument	20261711390

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 11, 2022
Property Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709
Document Number	00A1642426
Instrument Date	Oct 7, 2022
Instrument	A1642426
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 30, 2020
Property Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709
Document Number	00A1565586
Instrument Date	Mar 27, 2020
Instrument	A1565586
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 1, 2018
Property Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709
Document Number	00A1530309
Instrument Date	Sep 25, 2018
Instrument	A1530309
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 24, 2018
Property Address	630 CENTRE ST, SAUK CENTRE, MN 56378-1709
Document Number	00A1521131
Instrument Date	May 15, 2018
Instrument	A1521131
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 7TH ST S, SAUK CENTRE, MN 56378-1560

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Sauk Centre City
Unified School District	Sauk Centre Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,096.00 (+18.35%)
2025		$238,500 (+13.14%) Land $29,500 Building $209,000	$238,500 (+13.14%) Land $29,500 Building $209,000
2023	$2,616.00	$210,800 Land $28,000 Building $182,800	$210,800 Land $28,000 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Centre serves 4,657 people · EPA ID MN1730037
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Arvig Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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