630 Catfish Rd, Richfield, NC 28137 Property Records

Rowan County property record for 630 Catfish Rd, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 1950
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$704,000 (Jun 2023)
Tax Bill	$2,691 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505 091`

Property Details

APN / Parcel Number

Primary APN	`505 091`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Detached
Garage Area	1,560 sqft
Canopy	520 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	630 CATFISH RD
City	RICHFIELD
State	NC
Zip	28137-6754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.22AC
Legal Subdivision	R H PENRY PROPERTY
Jurisdiction	ROWAN NC
Township / Civil Division	MORGAN
Census Block Group	3
Census Block	3012
Census Tract	50901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 CATFISH RD, RICHFIELD, NC 28137-6754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Book / Page	1425 / 480
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	630 CATFISH RD, RICHFIELD, NC 28137-6754
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CATFISH RD, RICHFIELD, NC 28137-6754

Mortgage

Document Number	0014790047
Date	Mar 13, 2026
Book Page	1479/47

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 26, 2023
Property Address	630 CATFISH RD, RICHFIELD, NC 28137-6754
Document Number	0014250480
Book / Page	1425 / 480
Map Reference	MB 9995 PG 663
Instrument Date	Jun 24, 2023
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4201 FROST CT, RALEIGH, NC 27609-6126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CATFISH RD, RICHFIELD, NC 28137-6754

Mortgage

Document Number	0001425481
Date	Jun 26, 2023
Instrument	1425/481

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,691.00	$401,729 (-) Land $218,750 Building $182,979	$401,729 (-) Land $218,750 Building $182,979
2025	$2,691.00	$401,729 (-) Land $218,750 Building $182,979
2023	$2,691.00	$401,729 (+11.55%) Land $218,750 Building $182,979	$401,729 (+11.55%) Land $218,750 Building $182,979
2022	$2,691.00	$360,132 Land $225,000 Building $135,132	$360,132 Land $225,000 Building $135,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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