630 Benny Ross Rd, Durham, NC 27703 Property Records

Durham County property record for 630 Benny Ross Rd, Durham, NC 27703 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,624 sqft · built 1996
Lot Size	8.23 acres (358,499 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Apr 2004)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Nov 2020 Reverse Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0871-76-1308`

Property Details

APN / Parcel Number

Primary APN	`0871-76-1308`
Alternative APNs	`0871-76-13-0893` `087102669447` `195236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,624 sqft Heated Area
1st Floor Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Construction Type	Wood
Lot Area	358,499 sqft (8.23 acres)
Porch	Porch
Porch Area	90 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	630 BENNY ROSS RD
City	DURHAM
State	NC
Zip	27703-8754
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PROP-BAKER INA-S K OVERTO N-M MOLE-D MOLE/LT#01 PL:000161-000144
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	CARR
Census Block Group	2
Census Block	2014
Census Tract	1900

Owner

Source: Durham County records · APN 0871-76-1308

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	630 BENNY ROSS RD, DURHAM, NC 27703-8754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 16, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2004 · Amount on Record
Deed Sale	Apr 22, 2004 · Amount on Record
Prior Sale	Apr 16, 2004 · Amount on Record
Deed Book / Page	4358 / 385
Last Transfer Date	Jan 09, 2019
Transfer Doc	0085790482
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	630 BENNY ROSS RD, DURHAM, NC 27703-8754
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 BENNY ROSS RD, DURHAM, NC 27703-8754

Mortgage

Document Number	0091520214
Date	Nov 30, 2020
Book Page	9152/214
Instrument	2020052758

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	891 Months
Due	Feb 01, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.81%
Type Change Date	Dec 01, 2021
Index	LIBOR

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	630 BENNY ROSS RD, DURHAM, NC 27703-8754
Document Number	0091520228
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 08, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 BENNY ROSS RD DURHAM NC 277038754, DURHAM, NC 27703-8754

Mortgage

Document Number	0091520228
Date	Nov 30, 2020
Book Page	009152/000228
Instrument	52759

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Nov 29, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.81%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 16, 2019
Property Address	630 BENNY ROSS RD, DURHAM, NC 27703-8754
Document Number	0085790482
Book / Page	008579 / 000482
Instrument Date	Jan 09, 2019
Instrument	1341
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 BENNY ROSS RD DURHAM NC 277038754, DURHAM, NC 27703-8754

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,179.00 (+64.95%)	$466,697 (+118.28%) Land $217,200 Building $249,497	$466,697 (+118.28%) Land $217,200 Building $249,497
2023	$1,321.00 (+4.59%)	$213,803 Land $55,006 Building $158,797	$213,803 Land $55,006 Building $158,797
2022	$1,263.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630019002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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