Allegany County property record for 630 Bedford St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,456 sqft · built 1825 |
| Lot Size | 0.251 acres (10,944 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,000 (Feb 2016) |
| Tax Bill | $338 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-025141 |
| Primary APN | 05-025141 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,456 sqft Total Area |
| Year Built | Built 1825 |
|---|---|
| Effective Year Built | Effective 1825 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 10,944 sqft (0.251 acres) |
| Porch | Slab |
| Porch Area | 416 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 025141 |
|---|---|
| Street Address | 630 BEDFORD ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 630 BEDFORD ST LOT 8-9 80X128 LIPPOLD ADDN 91X128 |
| Legal Subdivision | LIPPOLD ADD |
| Legal Lot Number | 8,9 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 2300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Decatur Heights Historic District listed 2005 · 342 contributing resources · NRIS 05001478 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
630 Bedford St is owned and occupied by an individual who bought it in February 2016.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 630 BEDFORD ST, CUMBERLAND, MD 21502-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2016 · Amount on File |
| Deed Sale | Feb 10, 2016 · Amount on File |
| Prior Sale | Jan 4, 2002 · Amount on File |
| Deed Book / Page | 2193 / 266 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 630 Bedford St was $338.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,700 Land $7,200 Building $32,500 | $39,700 Land $7,200 Building $32,500 | |
| 2025 | $338.00 | ||
| 2023 | $291.00 | $31,300 Land $7,200 Building $24,100 | $31,300 Land $7,200 Building $24,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 630 Bedford St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 Bedford St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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