630 Ballard Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 630 Ballard Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,137 sqft · built 1951
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$835,000 (Aug 2026)
Tax Bill	$9,931 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-21-EM-1-15`

Property Details

APN / Parcel Number

Primary APN	`27-37-21-EM-1-15`
Alternative APNs	`27-37-21-EM-00001.0-0015.00` `2724245`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,137 sqft Living Area
Gross Area	3,203 sqft
1st Floor Area	3,137 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	120 ft deep x 170 ft wide
Garage Type	Detached
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	286 sqft
Deck Area	240 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2724245
Street Address	630 BALLARD DR
City	MELBOURNE
State	FL
Zip	32935-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOVERIDGE HEIGHTS SUBD LOTS 15,16 BLK 1
Legal Range	37E
Legal Township	27S
Legal Section	21
Legal Subdivision	LOVERIDGE HEIGHTS SUBD
Legal Block	1
Legal Lot Number	15
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1029
Census Tract	64201

Owner

Source: Brevard County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	630 BALLARD DR, MELBOURNE, FL 32935-6902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage A MORTGAGE
Nov 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 2, 2021	Warranty Deed, Transfer STATE TITLE PARTNERS LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	2026176628
Deed Book / Page	10712 / 2814
Prior Transfer Date	Apr 3, 1998
Prior Transfer Doc	0038260763
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 27, 2026
Property Address	630 BALLARD DR, MELBOURNE, FL 32935-6902
Document Number	0000176628
Book / Page	10712 / 2814
Instrument Date	Aug 24, 2026
Instrument	2026176628
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 BALLARD DR, MELBOURNE, FL 32935-6902

Mortgage

Document Number	0000176630,
Date	Aug 27, 2026
Book Page	10712/2824
Instrument	2026176630

Lender

Name	A MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	630 BALLARD DR, MELBOURNE, FL 32935-6902
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 INDIAN QUEEN LN, PHILADELPHIA, PA 19129-1524

Mortgage

Document Number	0099381365
Date	Nov 22, 2023
Book Page	9938/1365
Instrument	2023247382

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 2, 2021
Property Address	630 BALLARD DR, MELBOURNE, FL 32935-6902
Document Number	0093430679
Book / Page	9343 / 679
Map Reference	MB 10 PG 20
Instrument Date	Nov 29, 2021
Instrument	2021313483
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Tax	$5,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 PASSIC AVENUE, PALM BAY, FL 32905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 MIDVALE AVE, PHILADELPHIA, PA 19129-1743

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,810 (-26.2%)	$409,810 (-26.2%)
2025	$9,931.00 (+3.29%)	$555,270 (+0.15%)	$555,270 (+0.15%)
2024	$9,615.00 (-1.22%)
2023	$9,734.00 (+12.51%)	$554,440 (+10.98%) Land $165,000 Building $389,440	$554,440 (+10.98%) Land $165,000 Building $389,440
2022	$8,652.00	$499,600 Land $105,600 Building $394,000	$499,600 Land $105,600 Building $394,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1995–2017)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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