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630 Ave O NE, Winter Haven, FL 33881 Property Records

Polk County property record for 630 Ave O NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1950
Lot Size0.435 acres (18,949 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Mar 2023)
Tax Bill$2,194 (2025)
Deeds & MortgagesMar 2023 Sale
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN26-28-21-579000-000010

Property Details

APN / Parcel Number

Primary APN26-28-21-579000-000010
Alternative APNs
  • 212826579000000010
  • 12826000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area18,949 sqft (0.435 acres)
Lot Dimensions140 ft deep x 135 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
CarportCarport
PorchPorch

Location & Zoning

Street Address630 AVENUE O NE
CityWINTER HAVEN
StateFL
Zip33881-2532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionMOORES F M SUB PB 6 PG 37A LOTS 1 THRU 4
Legal Range26E
Legal Township28S
Legal Section21
Legal SubdivisionMOORES F M SUBDIVISION
Legal Tract579000
Legal Block2
Legal Lot Number1-4
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2000
Census Tract13702

Owner

630 Ave O NE is owned by an individual who bought it in March 2023.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address360 W PIERCE ST, LAKE ALFRED, FL 33850-2742
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Warranty Deed, Transfer
SMART TITLE II LLC
Aug 21, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2023 · Amount on File
Deed SaleMar 28, 2023 · Amount on File
Prior SaleAug 23, 2016 · Amount on File
Deed Document Number202371969
Deed Book / Page12632 / 530
Transfer Doc3773001892
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 28, 2023
Property Address630 AVENUE O NE, WINTER HAVEN, FL 33881-2532
Document Number0000071969
Book / Page12632 / 530
Map ReferenceMB 6 PG 37A
Instrument DateMar 23, 2023
Instrument2023071969
Transaction TypeTransfer
Record UpdatedApr 7, 2023
Title CompanySMART TITLE II LLC

Transaction

AmountAmount on Record
Tax$1,015.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address550 LAKE HOWARD DR NW, WINTER HAVEN, FL 33880-2319

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 W PIERCE ST, LAKE ALFRED, FL 33850-2742

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 21, 2018
Property Address630 AVENUE O NE, WINTER HAVEN, FL 33881-2532
Document Number0105871175
Book / Page010587 / 001175
Instrument DateAug 17, 2018
Instrument178060
Transaction TypeTransfer
Record UpdatedSep 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address550 LAKE HOWARD DR NW WINTER HAVEN FL 338802319, WINTER HAVEN, FL 33880-2319

Tax Assessment & Valuation

The 2025 property tax bill for 630 Ave O NE was $2,194.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,867 (-2.15%) Land $14,885 Building $97,982$112,867 (-2.15%) Land $14,885 Building $97,982
2025$2,194.00$115,347 Land $14,885 Building $100,462$115,347 Land $14,885 Building $100,462
2023$1,094.00 (+8.86%)$65,508 (+10.05%) Land $14,485 Building $51,023$65,508 (+10.05%) Land $14,485 Building $51,023
2022$1,005.00$59,526 Land $11,719 Building $47,807$59,526 Land $11,719 Building $47,807

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 630 Ave O NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Ave O NE is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Frontier.

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