630 Albemarle St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 630 Albemarle St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 795 sqft · built 1940
Lot Size	0.085 acres (3,700 sqft)
Owner	Trust Name on File
Last Sale	$885,000 (Sep 2023)
Tax Bill	$12,634 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503-431-020`

Property Details

APN / Parcel Number

Primary APN	`503-431-020`
Alternative APN	`503-431-020-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	795 sqft Living Area
1st Floor Area	795 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Metal
Roof Material	Other
Lot Area	3,700 sqft (0.085 acres)
Garage Type	Detached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	630 ALBEMARLE ST
City	EL CERRITO
State	CA
Zip	94530-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HENDERSON TAPSCOTT LOT 16 POR 17 BLK 30
Legal Subdivision	HENDERSON TAPSCOTT
Legal Tract	1
Legal Block	30
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2015
Census Tract	388000

Owner

630 Albemarle St is owner-occupied and held in a trust since September 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	630 ALBEMARLE ST, EL CERRITO, CA 94530-3217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Nov 20, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Deed Document Number	202390427
Prior Transfer Date	Sep 13, 1996
Prior Transfer Doc	0000229174
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 19, 2023
Property Address	630 ALBEMARLE ST, EL CERRITO, CA 94530-3217
Document Number	0000090427
Map Reference	VOL 1 PG 1
Instrument Date	Sep 13, 2023
Instrument	2023-090427
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	630 ALBEMARLE ST, EL CERRITO, CA 94530-3217

Mortgage

Document Number	0000090428
Date	Sep 19, 2023
Instrument	2023-090428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 20, 2018
Property Address	630 ALBEMARLE ST, EL CERRITO, CA 94530-3217
Document Number	0000187829
Instrument Date	Nov 13, 2018
Instrument	187829
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	630 ALBEMARLE ST EL CERRITO CA 945303217, EL CERRITO, CA 94530-3217

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 20, 2018
Property Address	630 ALBEMARLE ST, EL CERRITO, CA 94530-3217
Document Number	0000187830
Instrument Date	Nov 6, 2018
Instrument	187830
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	630 ALBEMARLE ST EL CERRITO CA 945303217, EL CERRITO, CA 94530-3217

Tax Assessment & Valuation

The 2025 property tax bill for 630 Albemarle St was $12,634 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,754 (+2%) Land $801,108 Building $119,646
2025	$12,634.00 Homeowner's exemption	$902,700 Land $785,400 Building $117,300
2023	$13,040.00 (-67.45%)	$932,813 Land $825,594 Building $107,219
2022	$40,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 630 Albemarle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 630 Albemarle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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