630 5th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 630 5th Ave NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.186 acres (8,109 sqft)
OwnerCompany Name on Record
Last Sale$115,360 (Sep 2005)
Tax Bill$2,202 (2026)
Deeds & MortgagesJan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN17.00996.00

Property Details

APN / Parcel Number

Primary APN17.00996.00

Exterior

Lot Area8,109 sqft (0.186 acres)

Location & Zoning

Street Address630 5TH AVE NE
CitySAINT CLOUD
StateMN
Zip56304-0114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-001 BLOCK-029 & LOT 2 BLK 29 & PT OF VAC SEARLE ST NE
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionST CLOUD PARK
Legal Block29
Legal Lot Number1-2
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4002
Census Tract21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address22 MAYCOMB LN, SAINT PAUL, MN 55127-4500
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2005 · Amount on Record
Deed SaleSep 21, 2005 · Amount on Record
Deed Document Number20051330707
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address630 5TH AVE NE, SAINT CLOUD, MN 56304-0114
Transaction TypeMortgage
Record UpdatedFeb 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address11550 ARBOR LAKES PKWY N 1314, 1314, MAPLE GROVE, MN 55369-2250

Mortgage

Document Number449001
DateJan 13, 2021
Instrument449001
Lender
NameDEERWOOD BANK
TypeBank
AddressBAXTER, MN 56425
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueDec 23, 2025

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,202.00 (+24.69%)$152,100 (+9.58%) Land $30,000 Building $122,100$152,100 (+9.58%) Land $30,000 Building $122,100
2023$1,766.00$138,800 Land $30,000 Building $108,800$138,800 Land $30,000 Building $108,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: CenturyLink.

Nearby Properties on 5th Ave NE

Nearby Streets

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