630 3rd St, Chipley, FL 32428 Property Records

Washington County property record for 630 3rd St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,897 sqft · built 1915
Lot Size	0.288 acres (12,588 sqft)
Owner	Company Name on File
Last Sale	$9,000 (Oct 2015)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000015720001`

Property Details

APN / Parcel Number

Primary APN	`000015720001`
Alternative APN	`15720001`

Interior

Full Baths	2 Baths
Building Area	1,897 sqft Heated Area
Gross Area	2,210 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,588 sqft (0.288 acres)
Lot Dimensions	130 ft deep x 97 ft wide
Porch	Open Porch
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000015720001
Street Address	630 3RD ST
City	CHIPLEY
State	FL
Zip	32428-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 1033 P 212 BEG. NEC OF BLK.14, RUN S. 130', W. 100', N.130', E.100' TO BEG. IN NW1/4
Legal Range	13W
Legal Township	04N
Legal Section	04
Legal Block	14
Legal Lot Number	0001
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2010
Census Tract	970103

Owner

630 3rd St is owned by a company that bought it in October 2015.

Source: Washington County records, as of December 22, 2025

Owner of Record	Company Name on File
Mailing Address	1232 SOUTH BLVD, CHIPLEY, FL 32428-2059
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit ONE FLORIDA BK
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit ONE FLORIDA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2015 · Amount on File
Deed Sale	Oct 9, 2015 · Amount on File
Deed Document Number	201567005668
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	630 3RD ST, CHIPLEY, FL 32428-1441
Document Number	0067000616
Instrument Date	Jan 28, 2021
Transaction Type	Mortgage
Record Updated	Mar 30, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1232 SOUTH BLVD CHIPLEY FL 324282059, CHIPLEY, FL 32428-2059

Mortgage

Document Number	0067000616
Date	Jan 29, 2021
Book Page	001197/000200
Instrument	67000616

Lender

Name	ONE FLORIDA BK
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	630 3RD ST, CHIPLEY, FL 32428-1441
Document Number	0067007776
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1232 SOUTH BLVD CHIPLEY FL 324282059, CHIPLEY, FL 32428-2059

Mortgage

Document Number	0067007776
Date	Oct 1, 2019
Book Page	001157/000575
Instrument	67007776

Lender

Name	ONE FLORIDA BK
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 30, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 630 3rd St was $1,945, up 2.4% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00 (+2.42%)	$93,317 (-13.2%) Land $13,386 Building $79,931	$93,317 (-13.2%) Land $13,386 Building $79,931
2024	$1,899.00 (+10.47%)	$107,512 (+15.89%) Land $13,386 Building $94,126	$107,512 (+15.89%) Land $13,386 Building $94,126
2023	$1,719.00 (+10.19%)	$92,774 (+12.95%) Land $13,386 Building $79,388	$92,774 (+12.95%) Land $13,386 Building $79,388
2022	$1,560.00	$82,140 Land $11,155 Building $70,985	$82,140 Land $11,155 Building $70,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 3rd St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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