630 101st Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 630 101st Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 900 sqft · built 1918
Lot Size	0.106 acres (4,622 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2026)
Tax Bill	$2,298 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3430-12960`

Property Details

APN / Parcel Number

Primary APN	`010-3430-12960`
Alternative APNs	`1103561` `1178175` `1193927`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	900 sqft Gross Area
1st Floor Area	600 sqft
Basement Area	362 sqft
Finished Basement	362 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	4,622 sqft (0.106 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	168 sqft
Deck Area	288 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1193927
Street Address	630 101ST AVE W
City	DULUTH
State	MN
Zip	55808-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 33 FT OF N 68 FT OF LOTS 1 THRU 5 SERIAL #
Legal Subdivision	NEW DULUTH FIRST DIVISION
Legal Block	41
Legal Lot Number	1-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3047
Census Tract	3800

Owner

630 101st Ave W is owned and occupied by an individual who bought it in January 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	630 101ST AVE W, DULUTH, MN 55808-1911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 12, 2023	Warranty Deed, Transfer · VA Mortgage NORTH SHORE BANK OF COMMERCE
Jan 20, 2021	Warranty Deed, Transfer · FHA Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Sep 12, 2023 · Amount on File
Deed Document Number	20261526472
Prior Transfer Date	Dec 4, 2002
Prior Transfer Doc	0000887895
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 21, 2026
Property Address	630 101ST AVE W, DULUTH, MN 55808-1911
Document Number	0001526472
Instrument Date	Jan 15, 2026
Instrument	1526472
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 101ST AVE W, DULUTH, MN 55808-1911

Mortgage

Document Number	0001526473
Date	Jan 21, 2026
Instrument	1526473

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 12, 2023
Property Address	630 101ST AVE W, DULUTH, MN 55808-1911
Document Number	0001473778
Instrument Date	Aug 30, 2023
Instrument	1473778
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8320 GRAND AVE, DULUTH, MN 55807-2157

Mortgage

Document Number	0001473779
Date	Sep 12, 2023
Instrument	1473779

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 20, 2021
Property Address	630 101ST AVE W, DULUTH, MN 55808-1911
Document Number	00A1401511
Instrument Date	Jan 15, 2021
Instrument	A1401511
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3189 GAVIN RD EVELETH MN 557348408, EVELETH, MN 55734-8408

Mortgage

Document Number	A1401512
Date	Jan 20, 2021
Instrument	A1401512

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 630 101st Ave W was $2,298 with a homeowner's exemption, up 16.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,298.00 (+16.06%) Homeowner's exemption
2025	$1,980.00 Homeowner's exemption	$195,000 (+14.04%) Land $11,000 Building $184,000	$195,000 (+14.04%) Land $11,000 Building $184,000
2024		$171,000 Land $10,800 Building $160,200	$171,000 Land $10,800 Building $160,200
2023	$1,990.00 Homeowner's exemption
2022		$152,700 Land $12,200 Building $140,500	$152,700 Land $12,200 Building $140,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 101st Ave W in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 101st Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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