Bergen County and Ramsey Borough property record for 63 Windsor Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,643 sqft · built 2009 |
| Lot Size | 21.3 acres (928,481 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $880,000 (Oct 2020) |
| Tax Bill | $19,657 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04301-0000-00014-02-C0063 |
| Primary APN | 48-04301-0000-00014-02-C0063 |
|---|---|
| Alternative APN |
|
| Building Area | 2,643 sqft Living Area |
|---|
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Condo/Apartment |
| Lot Area | 928,481 sqft (21.3 acres) |
| Street Address | 63 WINDSOR LN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21.315 AC |
| Legal Subdivision | BEARS COVE |
| Legal Block | 4301 |
| Legal Lot Number | 14.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 63 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 26, 2020 | Grant Deed, Transfer FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Apr 9, 2018 | Deed of Trust, Mortgage BANK OF AMERICA/IL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on Record |
| Deed Sale | Oct 26, 2020 · Amount on Record |
| Prior Sale | Oct 5, 2010 · Amount on Record |
| Deed Document Number | 2020109686 |
| Deed Book / Page | 3787 / 1704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 63 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039660766 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 3966/766 |
| Instrument | 2021022063 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 26, 2020 |
| Property Address | 63 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0037871704 |
| Book / Page | 003787 / 001704 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 109686 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $880.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 63 WINDSOR LN RAMSEY NJ 074462401, RAMSEY, NJ 07446-2401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 63 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0029210166 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | SERVICELINK EAST |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 63 WINDSOR LN RAMSEY NJ 074462401, RAMSEY, NJ 07446-2401 |
| Document Number | 0029210166 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 002921/000166 |
| Instrument | 28373 |
| Name | BANK OF AMERICA/IL |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,081,700 (+13.3%) Land $240,000 Building $841,700 | $1,081,700 (+13.3%) Land $240,000 Building $841,700 | |
| 2025 | $19,657.00 (-5.56%) | $954,700 (+29.43%) Land $225,000 Building $729,700 | $954,700 (+29.43%) Land $225,000 Building $729,700 |
| 2024 | $20,815.00 (+7.59%) | ||
| 2023 | $737,600 Land $225,000 Building $512,600 | $737,600 Land $225,000 Building $512,600 | |
| 2022 | $19,347.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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