63 Willow Pl, Franklin, NC 28734 Property Records

Macon County property record for 63 Willow Pl, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,276 sqft · built 1999
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2019)
Tax Bill	$977 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6564676722`

Property Details

APN / Parcel Number

Primary APN	`6564676722`
Alternative APNs	`0826225` `150209` `144826`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Heated Area
1st Floor Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	144826
Street Address	63 WILLOW PL
City	FRANKLIN
State	NC
Zip	28734-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 56 PHASE II SEC IV MILL CREEK
Legal Subdivision	MILL CREEK ESTATES
Legal Phase	2
Legal Lot Number	56
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	2
Census Block	2014
Census Tract	970302

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX WWP, KETCHIKAN, AK 99950-0280
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK
May 19, 2020	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Nov 3, 2020	Deed of Trust, Mortgage RIP ENTERPRISES LLC
Jul 30, 2019	Deed of Trust, Mortgage RIP ENTERPRISES LLC
Jun 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	20193530
Deed Book / Page	39 / 2156
Prior Transfer Date	Jul 24, 2012
Prior Transfer Doc	B35/1204
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Jul 31, 2026
Property Address	63 WILLOW PL, FRANKLIN, NC 28734-7001
Document Number	0000004873
Book / Page	44 / 774
Instrument Date	Jul 13, 2026
Instrument	20264873
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004873,
Date	Jul 31, 2026
Book Page	44/774
Instrument	20264873

Lender

Name	NANTAHALA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	63 WILLOW PL, FRANKLIN, NC 28734-7001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	X39/1345
Date	May 19, 2020
Book Page	X-39/1345
Instrument	2020003152

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	63 WILLOW PL, FRANKLIN, NC 28734-7001
Transaction Type	Mortgage
Record Updated	Nov 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LOT 1 FISH TRAP DR 1, 1, KETCHIKAN, AK 99950

Mortgage

Document Number	I40/1758
Date	Nov 3, 2020
Book Page	I-40/1758
Instrument	2020008548

Lender

Name	RIP ENTERPRISES LLC
Type	Non-Lending Institution
Address	LAWRENCE, KS 66049

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	63 WILLOW PL, FRANKLIN, NC 28734-7001
Transaction Type	Mortgage
Record Updated	Aug 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I39/1019
Date	Jul 30, 2019
Book Page	I-39/1019
Instrument	2019004838

Lender

Name	RIP ENTERPRISES LLC
Type	Non-Lending Institution
Address	LAWRENCE, KS 66049

Agreement

Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 7, 2019
Property Address	63 WILLOW PL, FRANKLIN, NC 28734-7001
Document Number	F39/2156
Book / Page	F-39 / 2156
Map Reference	CARD 1391
Instrument Date	Jun 4, 2019
Instrument	2019003530
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BOX WWP, KETCHIKAN, AK 99950-0280

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$977.00	$269,110 (-) Land $40,000 Building $229,110	$269,110 (-) Land $40,000 Building $229,110
2025	$977.00 (+1.24%)	$269,110 (-) Land $40,000 Building $229,110	$269,110 (-) Land $40,000 Building $229,110
2023	$965.00	$269,110 Land $40,000 Building $229,110	$269,110 Land $40,000 Building $229,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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