63 Willow Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 63 Willow Dr, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,272 sqft · built 1941
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Sep 2020)
Tax Bill$4,071 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.5-10-25

Property Details

APN / Parcel Number

Primary APN422800 59.5-10-25
Alternative APN
  • 280005900500100250000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area898 sqft
Upper Floors Area374 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions135 ft deep x 52 ft wide
Garage TypeMixed
Garage Area200 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address63 WILLOW DR
CitySCHENECTADY
StateNY
Zip12303-2122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR HOMEFIELDS #1 - 63,64 3.-214-6.A
Legal SubdivisionHOMEFIELD
Legal Block10
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1015
Census Tract33300

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address63 WILLOW DR, SCHENECTADY, NY 12303-2122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Sep 25, 2020Warranty Deed, Transfer · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2020 · Amount on Record
Deed SaleSep 25, 2020 · Amount on Record
Prior SaleOct 2, 1996 · Amount on Record
Deed Document Number202029359
Deed Book / Page2042 / 379
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address63 WILLOW DR, SCHENECTADY, NY 12303-2122
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 WILLOW DR, SCHENECTADY, NY 12303-2122

Mortgage

Document Number0000059258
DateOct 19, 2023
Book Page5337/205
Instrument202359258
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 18, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 25, 2020
Property Address63 WILLOW DR, SCHENECTADY, NY 12303-2122
Document Number0000029359
Book / Page002042 / 000379
Instrument DateJul 31, 2020
Instrument29359
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1066 CURRY RD #D32 SCHENECTADY NY 123063765, D32, SCHENECTADY, NY 12306-3765

Mortgage

Document Number29361
DateSep 25, 2020
Book Page005024/000132
Instrument29361
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number29360,
DateSep 25, 2020
Book Page005024/000120
Instrument29360
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
AmountAmount Recorded
Term360 Months
DueSep 24, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,071.00 (+1.93%)
2025$3,994.00$109,000 (-) Land $8,500 Building $100,500$167,700 (+16.95%) Land $13,078 Building $154,622
2023$109,000 Land $8,500 Building $100,500$143,400 Land $11,183 Building $132,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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