63 White Rock Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 63 White Rock Rd, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,352 sqft · built 1929
Lot Size	0.293 acres (12,743 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Apr 2018)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:25 B:12`

Property Details

APN / Parcel Number

Primary APN	`WEST M:25 B:12`
Alternative APNs	`M:025 B:12 L` `7119990`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	3,740 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,743 sqft (0.293 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7119990
Street Address	63 WHITE ROCK RD
City	WESTERLY
State	RI
Zip	02891-1249
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	12
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1013
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:25 B:12

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63 WHITE ROCK RD, WESTERLY, RI 02891-1249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2018 · Amount on Record
Deed Sale	Apr 03, 2018 · Amount on Record
Prior Sale	Dec 15, 2003 · Amount on Record
Deed Document Number	20181238
Deed Book / Page	2018 / 4860
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	63 WHITE ROCK RD, WESTERLY, RI 02891-1249
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-14087
Date	Aug 02, 2022
Book Page	2022/14087
Instrument	2022-3333

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 01, 2027
Index	5-Year CMT

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,361.00 (+10.92%)	$432,000 (+44.87%) Land $129,500 Building $302,500
2023	$3,030.00 (+0.6%)	$298,200 (-) Land $92,500 Building $205,700
2022	$3,012.00	$298,200 Land $92,500 Building $205,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.