Catoosa County property record for 63 Whisper Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,516 sqft · built 1993 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (Apr 2022) |
| Tax Bill | $2,028 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0025D022000 |
| Primary APN | 0025D022000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,516 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 162 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14476 |
|---|---|
| Street Address | 63 WHISPER DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 22 WHISPERWOOD SUB |
| Legal Subdivision | WHISPERWOOD |
| Legal Lot Number | 22 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30305 |
Source: Catoosa County assessment roll, APN 0025D022000, as of February 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 63 WHISPER DR, RINGGOLD, GA 30736-2940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Quit Claim Deed, Transfer ALLIANCE TITLE MGMT LLC, ALLIANCE TITLE LLC |
| Apr 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD MORTGAGE |
| May 17, 2017 | Loan Modification, Mortgage · FHA Mortgage PENNYMAC |
| Apr 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Oct 02, 2015 · Amount on Record |
| Deed Document Number | 2022923 |
| Deed Book / Page | 2218 / 77 |
| Last Transfer Date | May 10, 2024 |
| Transfer Doc | 0023270721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jul 12, 2023 |
| Property Address | 63 WHISPER DR, RINGGOLD, GA 30736-2940 |
| Document Number | 0022850297 |
| Book / Page | 2285 / 297 |
| Instrument Date | Jun 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | ALLIANCE TITLE MGMT LLC, ALLIANCE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 WHISPER DR, RINGGOLD, GA 30736-2940 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 25, 2022 |
| Property Address | 63 WHISPER DR, RINGGOLD, GA 30736-2940 |
| Document Number | 0022180077 |
| Book / Page | 2218 / 77 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2022-000923 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 WHISPER DR, RINGGOLD, GA 30736-2940 |
| Document Number | 0022180000000079 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 0000002218/0000000079 |
| Instrument | 003694 |
| Name | NEIGHBORHOOD MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 63 WHISPER DR, RINGGOLD, GA 30736-2940 |
| Document Number | 0018800809 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 63 WHISPER DR RINGGOLD GA 307362940, RINGGOLD, GA 30736-2940 |
| Document Number | 0018800809 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 001880/000809 |
| Instrument | 3728 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 63 WHISPER DR, RINGGOLD, GA 30736-2940 |
| Document Number | 0018800379 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 63 WHISPER DR RINGGOLD GA 307362940, RINGGOLD, GA 30736-2940 |
| Document Number | 0018800379 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 001880/000379 |
| Instrument | 3652 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
Source: Catoosa County assessment roll as of February 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,028.00 (+10.22%) | $106,830 (+29.98%) Land $12,000 Building $94,830 | $267,075 (+29.98%) Land $30,000 Building $237,075 |
| 2023 | $1,840.00 (+24.24%) | $82,192 (+24.19%) Land $12,000 Building $70,192 | $205,479 (+24.19%) Land $30,000 Building $175,479 |
| 2022 | $1,481.00 | $66,184 Land $12,000 Building $54,184 | $165,459 Land $30,000 Building $135,459 |
Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), as of September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470303051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 145 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber · DSL in parts of the area | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system GA0470000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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