63 Wavecrest Dr, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 63 Wavecrest Dr, Mastic Beach, NY 11951

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$526,500 (May 2007)
Tax Bill	$12,042 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0004000325M`

Property Details

APN / Parcel Number

Primary APN	`0004000325M`
Alternative APNs	`0200-975.00-07.00-040.015` `472289 975.00-07-040.015` `0209013000100040015` `40003253`

Exterior

Lot Area	17,424 sqft (0.4 acres)
View / Lot	Canal Front

Location & Zoning

Account Number	40003253
Street Address	63 WAVECREST DR
City	MASTIC BEACH
State	NY
Zip	11951-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5000
Legal Lot Number	700
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1003
Census Tract	159512

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Floyd, William, House listed 1980 · 11 contributing resources · NRIS 71000066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63 WAVECREST DR, MASTIC BEACH, NY 11951-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage NAVY FCU
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE INC
Mar 27, 2020	Grant Deed, Transfer · Conventional with PMI FINANCIAL EQUITIES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2007 · Amount on Record
Deed Sale	May 30, 2007 · Amount on Record
Deed Book / Page	12507 / 322
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	63 WAVECREST DR, MASTIC BEACH, NY 11951-1511
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237040833
Date	Jan 5, 2026
Book Page	23704/833

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	469 Months
Due	Feb 1, 2065

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	63 WAVECREST DR, MASTIC BEACH, NY 11951-1511
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232570853
Date	Apr 9, 2021
Book Page	23257/853
Instrument	DM001962

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 27, 2020
Property Address	63 WAVECREST DR, MASTIC BEACH, NY 11951-1511
Document Number	0130500663
Book / Page	013050 / 000663
Instrument Date	Jan 29, 2020
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,588.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 STRONGS CT SMITHTOWN NY 117872719, SMITHTOWN, NY 11787-2719

Mortgage

Document Number	231190579
Date	Mar 27, 2020
Book Page	023119/000579

Lender

Name	FINANCIAL EQUITIES
Type	Funding / Finance Company
Address	WESTBURY, NY 11590

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Mar 26, 2060

Interest

Rate Type	Adjustable Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	William Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,965 (-) Land $240 Building $2,725	$617,708 (+11,151.51%) Land $45,283 Building $514,151
2024	$12,042.00
2023		$2,965 Land $240 Building $2,725	$5,490 Land $444 Building $5,046

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Hurricane Irene, Aug 2011 · 6 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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