63 W 3rd St, Winona, MN 55987 Property Records

Winona County property record for 63 W 3rd St, Winona, MN 55987

Property Summary

Property Type	Commercial
Details	2,530 sqft · built 1900
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Sep 2017)
Tax Bill	$7,724 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Line of Credit + 1 more
APN	`32.000.1590`

Property Details

APN / Parcel Number

Primary APN	`32.000.1590`

Interior

Stories	1 Story
Building Area	2,530 sqft Total Area
1st Floor Area	2,530 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Veneer
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	120 ft deep x 23 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	63 W 3RD ST
City	WINONA
State	MN
Zip	55987-3432
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-23 TWP-107 RANGE-007 ORIGINAL PLAT LOT-001 BLOCK-021 ORIGINAL PLAT 23 1/3' ON 3RD ST X 120' COM ON ALLEY OF LOTS 1 & 4
Legal Range	007
Legal Township	107
Legal Section	23
Legal Subdivision	ORIGINAL PLAT
Legal Block	21
Legal Lot Number	1,4
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1031
Census Tract	670500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winona Commercial Historic District (Boundary Increase) listed 2020 · 2 contributing resources · NRIS 98001220

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	63 W 3RD ST, 1, WINONA, MN 55987-3769
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK NA
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
Sep 11, 2017	Warranty Deed, Transfer · Line of Credit MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2017 · Amount on Record
Deed Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	2017605290
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	63 W 3RD ST, WINONA, MN 55987-3432
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 W 3RD ST, WINONA, MN 55987-3432

Mortgage

Document Number	632716
Date	Apr 6, 2021
Instrument	632716

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2031

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	63 W 3RD ST, WINONA, MN 55987-3432
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	611121
Date	Jul 5, 2018
Instrument	611121

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2038

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 11, 2017
Property Address	63 W 3RD ST, WINONA, MN 55987-3432
Document Number	605290
Instrument Date	Aug 29, 2017
Instrument	605290
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 W 33, WINONA, MN 55987

Mortgage

Document Number	605291
Date	Sep 11, 2017
Instrument	605291

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,724.00 (+15.63%) Additional exemption filed	$560,800 (+10.5%) Land $43,900 Building $516,900	$560,800 (+10.5%) Land $43,900 Building $516,900
2025		$507,500 (-0.41%) Land $43,900 Building $463,600	$507,500 (-0.41%) Land $43,900 Building $463,600
2023	$6,680.00	$509,600 Land $41,500 Building $468,100	$509,600 Land $41,500 Building $468,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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