Middlesex County and Lowell City property record for 63 Varnum Ave, Lowell, MA 01854
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 4,183 sqft · built 1870 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $840,000 (Apr 2025) |
| Tax Bill | $11,390 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S03800 |
| Primary APN | S03800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 4,183 sqft Living Area |
| Gross Area | 6,263 sqft |
| 1st Floor Area | 1,669 sqft |
| Basement Area | 1,552 sqft |
| Unfinished Basement | 1,552 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | S03800 |
|---|---|
| Street Address | 63 VARNUM AVE |
| City | LOWELL |
| State | MA |
| Zip | 01854-2510 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TSF |
| Legal Block | 5880 |
| Legal Lot Number | 63 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 310602 |
63 Varnum Ave, a duplex, is owned and occupied by an individual who bought it in April 2025.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 63 VARNUM AVE, LOWELL, MA 01854-2510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Also Known As (AKA) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · ARM LEADER BANK NA |
| Apr 30, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | Nov 7, 2012 |
| Deed Document Number | 202512720 |
| Deed Book / Page | 39222 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 30, 2026 |
| Property Address | 63 VARNUM AVE, LOWELL, MA 01854-2510 |
| Document Number | 0000020685 |
| Book / Page | 40167 / 220 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202620685 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 63 VARNUM AVE, LOWELL, MA 01854-2510 |
| Document Number | 0000020685, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 40167/220 |
| Instrument | 202620685 |
| Name | LEADER BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 1, 2031 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 30, 2025 |
| Property Address | 63 VARNUM AVE, LOWELL, MA 01854-2510 |
| Document Number | 0039222-56 |
| Book / Page | 39222 / 56 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 12720 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 VARNUM AVE, LOWELL, MA 01854-2510 |
| Document Number | 0000012721 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 12721 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 63 Varnum Ave was $11,390, up 1.6% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,390.00 (+1.57%) | $1,003,500 (+2.73%) Land $199,800 Building $803,700 | $825,878 |
| 2025 | $11,214.00 (+13.94%) | $976,800 (+18.2%) Land $186,600 Building $790,200 | |
| 2024 | $9,842.00 (+5.48%) | $826,400 (+1%) Land $151,000 Building $675,400 | |
| 2023 | $9,331.00 | $751,300 Land $123,400 Building $627,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 63 Varnum Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 63 Varnum Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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