63 Valley Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 63 Valley Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,551 sqft · built 1923
Lot Size	0.095 acres (4,129 sqft)
Owner	Individual Name on Record
Last Sale	$283,500 (Feb 2011)
Tax Bill	$10,352 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-00060-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-00060-0000-00008`
Alternative APNs	`190006000008` `00011120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,551 sqft Living Area
1st Floor Area	786 sqft
Upper Floors Area	765 sqft
Basement Area	786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	4,129 sqft (0.095 acres)
Lot Dimensions	35 ft deep x 118 ft wide
Porch	Open Porch
Deck Area	480 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00011120
Street Address	63 VALLEY AVE
City	HIGHLANDS
State	NJ
Zip	07732-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF08
Legal Block	60
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63 VALLEY AVE, HIGHLANDS, NJ 07732-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BK
Aug 10, 2019	Deed of Trust, Mortgage · Line of Credit INVESTORS BK
Apr 3, 2017	Deed of Trust, Mortgage · Conventional with PMI INVESTORS HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2011 · Amount on Record
Deed Sale	Feb 16, 2011 · Amount on Record
Prior Sale	Dec 8, 1999 · Amount on Record
Deed Document Number	201118352
Deed Book / Page	8878 / 8975
Prior Transfer Date	Aug 17, 2006
Prior Transfer Doc	0085919429
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	63 VALLEY AVE, HIGHLANDS, NJ 07732-1612
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 VALLEY AVE, HIGHLANDS, NJ 07732-1612

Mortgage

Document Number	0096833400
Date	Apr 5, 2024
Book Page	9683/3400
Instrument	2024022283

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	63 VALLEY AVE, HIGHLANDS, NJ 07732-1612
Document Number	0000117350
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 VALLEY AVE HIGHLANDS NJ 077321612, HIGHLANDS, NJ 07732-1612

Mortgage

Document Number	0000117350
Date	Oct 8, 2020
Book Page	009447/008207
Instrument	117350

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	63 VALLEY AVE, HIGHLANDS, NJ 07732-1612
Document Number	0000076713
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 VALLEY AVE HIGHLANDS NJ 077321612, HIGHLANDS, NJ 07732-1612

Mortgage

Document Number	0000076713
Date	Aug 21, 2019
Book Page	009364/004642
Instrument	76713

Lender

Name	INVESTORS BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2044

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	63 VALLEY AVE, HIGHLANDS, NJ 07732-1612
Document Number	0000037854
Book / Page	009221 / 007197
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 VALLEY AVE HIGHLANDS NJ 077321612, HIGHLANDS, NJ 07732-1612

Mortgage

Document Number	0000037854
Date	Apr 11, 2017
Book Page	009221/007197
Instrument	37854

Lender

Name	INVESTORS HM MTG
Type	Mortgage Company
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 10, 2037

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$651,000 (+7.53%) Land $424,100 Building $226,900	$651,000 (+7.53%) Land $424,100 Building $226,900
2025	$10,352.00 (+23.98%)	$605,400 (+52.72%) Land $380,500 Building $224,900	$605,400 (+52.72%) Land $380,500 Building $224,900
2024	$8,350.00 (+17.24%)
2023		$396,400 Land $197,400 Building $199,000	$396,400 Land $197,400 Building $199,000
2022	$7,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 131 individual policies
Nearby Flood Policies	418 units insured incl. 287 condo units
Nearby Flood Claims	76 (1991–2019)
Claims Outside the SFHA	3 of 76
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 54 claims Hurricane Irene, Aug 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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