Kossuth County property record for 63 Smith Cir, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,712 sqft · built 1976 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Aug 2006) |
| Tax Bill | $3,590 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-20-203-009 |
| Primary APN | 19-20-203-009 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Basement Area | 1,272 sqft |
| Finished Basement | 1,080 sqft |
| Unfinished Basement | 248 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 1,272 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 112 sqft |
| Patio Area | 318 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 63 SMITH CIR |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 1ST ADD OAK LAKE PROP INC IN |
| Legal Range | 28W |
| Legal Township | 96N |
| Legal Section | 20 |
| Legal Subdivision | OAK LAKE |
| Legal Lot Number | 63 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | PLUM CREEK |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950200 |
63 Smith Cir is owned and occupied by two individuals who acquired it in August 2010.
Source: Kossuth County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 63 SMITH CIR, ALGONA, IA 50511-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 21, 2017 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2006 · Amount on File |
| Deed Sale | Aug 3, 2006 · Amount on File |
| Deed Document Number | 20062007 2766 |
| Deed Book / Page | 2006 / 2766 |
| Last Transfer Date | Aug 24, 2010 |
| Transfer Doc | 2010/2774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 63 SMITH CIR, ALGONA, IA 50511-5004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/749 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 2021/749 |
| Instrument | 202100749 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 63 SMITH CIR, ALGONA, IA 50511-5004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/0828 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 2017/0828 |
| Instrument | 2017-0828 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2037 |
The 2025 property tax bill for 63 Smith Cir was $3,590 with a homeowner's exemption, down 2.7% from the year before.
Source: Kossuth County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,590.00 (-2.66%) Homeowner's exemption | $424,665 Land $150,822 Building $273,843 | |
| 2024 | $3,688.00 | ||
| 2023 | $410,751 Land $150,822 Building $259,929 | $410,751 Land $150,822 Building $259,929 | |
| 2021 | $3,866.00 | $424,665 Land $150,822 Building $273,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 63 Smith Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 63 Smith Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Algona Municipal Utilities Cable | 150 / 25 |
May also be available: Nextlink, Titonka Telephone Company.
5G and 4G LTE (outdoors only)
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