63 Ridgeway, White Plains, NY 10605 Property Records

Westchester County and White Plains City property record for 63 Ridgeway, White Plains, NY 10605

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,249 sqft · built 1954
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$742,502 (Jun 2015)
Tax Bill$1,637 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN551700 138.05-21-7

Property Details

APN / Parcel Number

Primary APN551700 138.05-21-7
Alternative APNs
  • 170013800500210070000000
  • 60620203100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,249 sqft Living Area
1st Floor Area1,249 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions127 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number60620203100
Street Address63 RIDGEWAY
CityWHITE PLAINS
StateNY
Zip10605-3706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-5
Legal SubdivisionSUBDIVISION MAP OF ROCKY DELL PARK
Legal Block21
Legal Lot Number7.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionWHITE PLAINS
Census Block Group1
Census Block1007
Census Tract9701

Owner

63 Ridgeway is owned and occupied by two individuals who bought it in June 2015.

Source: Westchester County and White Plains City records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address63 RIDGEWAY, WHITE PLAINS, NY 10605-3706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Feb 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2015 · Amount on File
Deed SaleJun 23, 2015 · Amount on File
Prior SaleJun 30, 2006 · Amount on File
Deed Document Number2015551553649
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address63 RIDGEWAY, WHITE PLAINS, NY 10605-3706
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 RIDGEWAY, WHITE PLAINS, NY 10605-3706

Mortgage

Document Number0641023107
DateApr 11, 2024
Instrument641023107
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueMar 26, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address63 RIDGEWAY, WHITE PLAINS, NY 10605-3706
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFREEDOM ABSTRACT NY JP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0600493049
DateFeb 18, 2020
Instrument600493049
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 63 Ridgeway was $1,637, down 90.4% from the year before.

Source: Westchester County and White Plains City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityWhite Plains City
Unified School DistrictWhite Plains City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,637.00 (-90.44%)
2025$17,132.00$10,700 (-) Land $1,650 Building $9,050$490,826 (+8.72%) Land $75,688 Building $415,138
2024$10,700 (-) Land $1,650 Building $9,050$451,477 (+0.84%) Land $69,620 Building $381,857
2023$10,700 Land $1,650 Building $9,050$447,699 Land $69,038 Building $378,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63 Ridgeway in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1978–2021)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 Ridgeway is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE PLAINS CITY
serves 59,559 people · EPA ID NY5903464
Water SourcePurchased surface water from WESTCHESTER COUNTY WD #1
Last State InspectionMar 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ridgeway

Nearby Streets

Search Property Records by Address or Parcel Number