63 Ridge Ter, Rochester, NY 14626 Property Records

Monroe County and Greece Town property record for 63 Ridge Ter, Rochester, NY 14626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,354 sqft · built 1949
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$231,500 (Jul 2025)
Tax Bill	$5,264 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 074.15-1-2`

Property Details

APN / Parcel Number

Primary APN	`262800 074.15-1-2`
Alternative APNs	`28000741500001002000` `02781500000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	970 sqft
Upper Floors Area	384 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	Raised
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	150 ft deep x 62.5 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02781500000
Street Address	63 RIDGE TER
City	ROCHESTER
State	NY
Zip	14626-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20TR L95 T1 RIDGE ROAD 99-9 L R90
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2007
Census Tract	14003

Owner

63 Ridge Ter is owned by two individuals who bought it in July 2025.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8036 RIDGEGLEN CIR E, LAKELAND, FL 33809-1580
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2025 · Amount on File
Deed Sale	Jul 11, 2025 · Amount on File
Prior Sale	Sep 21, 2022 · Amount on File
Deed Document Number	20253311170
Deed Book / Page	13107 / 914
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 21, 2022
Property Address	63 RIDGE TER, ROCHESTER, NY 14626-2412
Document Number	0000001274
Book / Page	12723 / 183
Map Reference	LB 99 PG 9
Instrument Date	Sep 15, 2022
Instrument	202209211274
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10074 45TH TER S, 10074, BOYNTON BEACH, FL 33436-4256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63 RIDGE TER, ROCHESTER, NY 14626-2412

Mortgage

Document Number	0000001275
Date	Sep 21, 2022
Instrument	202209211275

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 63 Ridge Ter was $5,264, up 3% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,264.00 (+3.01%)
2025	$5,110.00	$102,600 Land $18,000 Building $84,600	$168,200 Land $29,509 Building $138,691
2023		$102,600 (+1.58%) Land $18,000 Building $84,600	$119,302 (+1.62%) Land $20,930 Building $98,372
2022		$101,000 Land $20,000 Building $81,000	$117,400 Land $23,248 Building $94,152
2021	$4,900.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63 Ridge Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 Ridge Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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