Monroe County property record for 63 Pumpkin Cay Rd, #B, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,307 sqft · built 1974 |
| Lot Size | 4.19 acres (182,627 sqft) |
| Owner | Company Name on Record |
| Last Sale | $5,085,000 (Jul 2023) |
| Tax Bill | $28,393 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2023 Sale + 3 more |
| Flood Zone | Zone VE (high risk) |
| APN | 00569513-000404 |
| Primary APN | 00569513-000404 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,307 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Lot Area | 182,627 sqft |
| Account Number | 1701734 |
|---|---|
| Old Parcel Number | 07594100569513000404 |
| Street Address | 63 PUMPKIN CAY RD # B, B |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3743 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | DWELLING NO PC-63B PUMPKIN CAY CONDOMINIUM 10 PB6-114 OR636-637 OR891-1133 OR1485-2211 OR1712-288 OR1800-1771 OR2171-1013 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | PUMPKIN CAY O.R. #7 2ND REV |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 35 VISTA DR, GREENWICH, CT 06830-7128 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Jul 31, 2023 | Warranty Deed, Transfer REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Aug 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Feb 16, 2017 | Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE CO |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Aug 5, 2022 · Amount on Record |
| Deed Document Number | 2426865 |
| Deed Book / Page | 3236 / 1166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 63 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3743 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2660 BALLYBUNION RD, CENTER VALLEY, PA 18034-8905 |
| Investor | Possibly a Property Investor |
| Document Number | 0031171024 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 3117/1024 |
| Instrument | 2333424 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 31, 2023 |
| Property Address | 63 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3743 |
| Document Number | 0032361166 |
| Book / Page | 3236 / 1166 |
| Map Reference | MB 577 PG 77 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2426865 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $35,595.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 N ROSCOE BLVD, PONTE VEDRA BEACH, FL 32082-3106 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 35 VISTA DR, GREENWICH, CT 06830-7128 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 5, 2022 |
| Property Address | 63 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3743 |
| Document Number | 0031872371 |
| Book / Page | 3187 / 2371 |
| Map Reference | MB 577 PG 77 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2386643 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | NOT AVAILABLE, HARBOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2650 BALLYBUNION RD, CENTER VALLEY, PA 18034-8905 |
| Name | Verified Name |
|---|---|
| Address | 233 N ROSCOE BLVD, PONTE VEDRA, FL 32082-3106 |
| Investor | Possibly a Property Investor |
| Document Number | 0031872375 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 3187/2375 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 23, 2021 |
| Property Address | 63 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3743 |
| Document Number | 0031072078 |
| Book / Page | 3107 / 2078 |
| Map Reference | MB 577 PG 77 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2326872 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 RAYMAR PI, CANADA XX |
| Name | Verified Name |
|---|---|
| Address | 2650 BALLYBUNION RD, CENTER VALLEY, PA 18034-8905 |
| Investor | Possibly a Property Investor |
| Document Number | 0031072082 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 3107/2082 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 16, 2017 |
| Property Address | 63 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3743 |
| Document Number | 0028391575 |
| Book / Page | 002839 / 001575 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 2110746 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2017 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $16,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 63 PUMPKIN CAY RD #B KEY LARGO FL 330373743, B, KEY LARGO, FL 33037-3743 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,543,165 (+9.09%) Building $4,543,165 | $4,543,165 (+9.09%) Building $4,543,165 | |
| 2024 | $28,393.00 (+18.79%) | $4,164,650 (+20.22%) Building $4,164,650 | $4,164,650 (+20.22%) Building $4,164,650 |
| 2023 | $23,902.00 (+29.07%) | $3,464,230 (+27.53%) Building $3,464,230 | $3,464,230 (+27.53%) Building $3,464,230 |
| 2022 | $18,518.00 | $2,716,411 Building $2,716,411 | $2,716,411 Building $2,716,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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