63 Poorman's Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 63 Poorman's Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,504 sqft · built 1989
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Oct 2025)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Oct 2025 Foreclosure Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`551103215091000`

Property Details

APN / Parcel Number

Primary APN	`551103215091000`
Alternative APN	`52829`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Heated Area
Gross Area	2,368 sqft
1st Floor Area	1,504 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	185 ft deep x 192 ft wide
Terrain	Mountain
Deck Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52829
Street Address	63 POORMANS TRL
City	MURPHY
State	NC
Zip	28906-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 RIVER RIDGE 1322/132
Legal Subdivision	RIDGE SUB
Legal Lot Number	15
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2013
Census Tract	930501

Owner

Source: Cherokee County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 SEMINOLE DR NE, MARIETTA, GA 30060-1259
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Public Action, Foreclosure · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	20254839
Deed Book / Page	1787 / 516
Prior Transfer Date	Apr 14, 2008
Prior Transfer Doc	1322/0132
Record Updated	Jun 8, 2026

October 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Oct 3, 2025
Property Address	63 POORMANS TRL, MURPHY, NC 28906-7020
Document Number	001787/516
Book / Page	1787 / 516
Map Reference	MB 532 PG 128
Instrument Date	Oct 3, 2025
Instrument	4839
Transaction Type	Foreclosure
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1710 BROOKWOOD DR, AKRON, OH 44313-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SEMINOLE DR NE, MARIETTA, GA 30060-1259

Mortgage

Document Number	0001787519
Date	Oct 3, 2025
Instrument	1787/519

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 24, 2020
Property Address	63 POORMANS TRL, MURPHY, NC 28906-7020
Document Number	1657/766
Book / Page	1657 / 766
Instrument Date	Sep 22, 2020
Instrument	5342
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 661, MURPHY, NC 28906-0661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1710 BROOKWOOD DR, AKRON, OH 44313-5054

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00	$186,410 (-)	$186,410 (-) Land $40,000 Building $146,410
2023		$186,410	$186,410 Land $40,000 Building $146,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Blue Ridge Mountain EMC.

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