63 Penacook St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 63 Penacook St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 937 sqft · built 1958
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$372,000 (May 2024)
Tax Bill	$6,704 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:583Z B:61`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:583Z B:61`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	937 sqft Living Area
Gross Area	1,781 sqft
1st Floor Area	937 sqft
Basement Area	775 sqft
Unfinished Basement	166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	63 PENACOOK ST
City	CONCORD
State	NH
Zip	03301-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Block	61
Legal Lot Number	16
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	32701

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 MARSTON ST, TEWKSBURY, MA 01876-2650
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MORTGAGE
Apr 27, 2018	Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	20246681
Deed Book / Page	3856 / 2509
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	63 PENACOOK ST, CONCORD, NH 03301-3148
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016511
Date	Oct 15, 2025
Book Page	3906/2451
Instrument	202500016511

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Apr 27, 2018
Property Address	63 PENACOOK ST, CONCORD, NH 03301-3148
Document Number	0035921698
Book / Page	003592 / 001698
Instrument Date	Apr 27, 2018
Instrument	6753
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 VINTON ST MANCHESTER NH 031033950, MANCHESTER, NH 03103-3950

Mortgage

Document Number	35921700
Date	Apr 27, 2018
Book Page	003592/001700
Instrument	6754

Lender

Name	NORTHPOINT MTG
Type	Mortgage Company
Address	FISKDALE, MA 01518

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,704.00 (+5.13%)	$230,300 (-) Land $90,600 Building $139,700
2024	$6,377.00 (+3.72%)	$230,300 (+0.61%) Land $90,600 Building $139,700
2023	$6,148.00 (+3.75%)	$228,900 (-) Land $90,600 Building $138,300	$344,660
2022	$5,926.00	$228,900 Land $90,600 Building $138,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2005–2011)
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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