63 Paradowski Rd, Schenectady, NY 12302 Property Records

Saratoga County and Ballston Town property record for 63 Paradowski Rd, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,660 sqft · built 1983
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2022)
Tax Bill	$5,598 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2022 Sale & Mortgage
APN	`412089 257.18-1-2`

Property Details

APN / Parcel Number

Primary APN	`412089 257.18-1-2`
Alternative APN	`208925701800010020000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	660 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	106,286 sqft (2.44 acres)
Lot Width	61 ft Width
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	63 PARADOWSKI RD
City	SCHENECTADY
State	NY
Zip	12302-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	SARATOGA NY
Township / Civil Division	BALLSTON
Census Block Group	3
Census Block	3020
Census Tract	61702

Owner

Source: Saratoga County and Ballston Town records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	63 PARADOWSKI RD, SCHENECTADY, NY 12302-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jul 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	202223217
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Recording Date	Jul 9, 2026
Property Address	63 PARADOWSKI RD, SCHENECTADY, NY 12302-5810
Document Number	0000019336
Instrument Date	Jun 26, 2026
Instrument	202619336
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 PARADOWSKI RD, SCHENECTADY, NY 12302-5810

Mortgage

Document Number	0000019336,
Date	Jul 9, 2026
Instrument	202619336

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jul 15, 2022
Property Address	63 PARADOWSKI RD, SCOTIA, NY 12302-5810
Document Number	0000023217
Instrument Date	Jun 28, 2022
Instrument	2022023217
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 THORBERRY LN, RENSSELAER, NY 12144-8449

Mortgage

Document Number	0000023218
Date	Jul 15, 2022
Instrument	2022023218

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Saratoga County and Ballston Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Ballston Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,598.00	$214,100 (+4.9%) Land $57,200 Building $156,900	$337,218 (+16.48%) Land $90,093 Building $247,125
2023		$204,100 Land $57,200 Building $146,900	$289,504 Land $81,135 Building $208,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURNT HILLS-BALLSTON LK WD serves 10,000 people · EPA ID NY4505658
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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